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CEF FINANCIAL INDEPENDENCE DAY CELEBRATION

                                                                                                        CEF FID

                                                                             –  CEF members, advocates, and staff enjoying Financial Independence Day!  

By: Katie Wiley

Traveling alone, the climb toward financial independence can seem longer and higher, with brambles lining the curves of the gravel roads. Building credit and savings takes both time and persistence, as well as the grit to continuously set and work toward new goals, knowing that no step is insignificant. Yet, one does not need to seek this independence alone. Instead, members and advocates of the Community Empowerment Fund have chosen to recognize the strength in each other and in their relationships with one another through Financial Independence Day. On the evening of Friday, July 10th, 2015, the CEF community came together once again to celebrate each other. Under the cool shade of the trees at Chapel Hill Community Center, folks enjoyed tangy cole slaw, flawlessly charred hot dogs, brownies and other sweet treats at the picnic tables.

Whether cheering on the fierce competition at the corn holes, dribbling around on the basketball courts barefooted, or jamming to the summertime music playlist, everyone had the opportunity to step away from busy weeks to simply appreciate time with one another. A talent show also featured several artists, including a guitar solo, the reenactment of classic Power Rangers poses, and some joyful singing.

After tasting all of the food, everyone gathered for the Savings Raffle, in which CEF Savers were celebrated for their efforts in the CEF Safe Savings program and working toward their own financial independence. Everyone who had made a deposit in his or her account over the past month was recognized, receiving a prize from local Chapel Hill and Durham businesses.

Financial independence can mean different things for everyone. For Dorothy, financial independence is a car that allows her to drive wherever she hopes to go—whereas for Sharon, it is paying back her school loans. For others, it might be to save for a housing deposit, to declare independence from an unjust financial system, to pay back past hospital bills. It might be to get a laptop, to start a new business, or to save for a rainy day. Each of us may have different goals, but together as a community, we will continue to support each other as we climb.

Happy FID everyone!

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CEF Ribbon-Cuttings! Join us for Housewarmings!

BIG NEWS! And we hope you will join us to celebrate!

A NEW Expanded and Improved Office in Chapel Hill!

A NEW Expanded and Improved Office in Chapel Hill!

A NEW Durham Office!

A NEW Durham Office!

Chapel Hill Office
Housewarming & Fundraiser

When:     Friday, May 29, 2015    5:00-7:00 PM

Where:   At the new office, 108 W. Rosemary St, Chapel Hill, NC

RSVP:    Click here to RSVP or RSVP on Facebook

Durham Office
Housewarming & Fundraiser

When:    Friday, June 12, 2015    5:00-6:30 PM

Where:   Public Square in front of 331 W. Main Street, Durham

RSVP:     Click here to RSVP or RSVP on Facebook

Introducing the Durham Office!

Our sunny new Durham office is in the historic Snow Building on Main Street!

CEF has been working in Durham since 2011, meeting members directly at the partner shelters & transitional housing programs where they stay. While advocates & members will continue to meet there, we now have a consistent hub for members to remain connected to their CEF advocates & savings accounts after they move out of the shelter.

We are grateful for the warm welcome into our community’s spaces, and we look forward to welcoming you into ours.

Expanding & Improving the Chapel Hill Office! 

Our new Chapel Hill location is not just a new office for CEF. It represents the launch of an exciting community partnership. With our expanded space, we will be co-locating services from partners who provide mental health services, supportive employment programs, recovery groups, housing support, and more – collaborating even more closely to ensure that members are connected to the support they need to make their goals a reality. Embedding the services of partner organizations within CEF’s programs enables our members to access these services in an environment they trust and in a holistic, streamlined manner. 

And at long last, we have a Chapel Hill office that is handicap accessible. We were located at 133 ½ E. Franklin since 2011, in a quirky little spot up a flight of stairs that was often compared to Platform 9 ¾ from the Harry Potter series… in its fractional address, lack of a sign and its entry into a magical world. Now, while we get to keep the CEF magic, we are in a visible, handicap accessible spot!

Be a Part of this Big Moment in CEF History!

Here are several ways you can support CEF in this big move:

  1. Celebrate with us! Join us on May 29th in Chapel Hill and June 12th in Durham for ribbon-cutting celebrations at our new offices (Click the links for details!).
  2. Become a Sustainer by pledging a monthly gift to sustain transitions out of homelessness. Give $10, $25, $50, or any amount every month to make transformative change happen every day.
  3. Make a kick-off contribution by making a one-time gift to support this big move.
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An Ode to the Poverty Center

Poverty Center

By: Maggie West

The UNC Center on Poverty, Work and Opportunity – one of the founding institutional partners of the Community Empowerment Fund (CEF) – is being threatened with closure by the UNC Board of Governors. This Center helped to launch CEF when it was barely even a dream, and beyond their support for CEF, has worked to combat the causes and effects of poverty in our state and to improve the circumstances of working people. This Center is now recommended for closure because of thinly veiled, politically motivated retribution for the vision and leadership of a center that won’t stay quiet in the face of blatant attacks on poor and working people from our current General Assembly.

The Poverty Center has provided invaluable support to CEF since we were founded in 2009, with staff acting as faculty advisors to UNC undergraduate volunteers as we were starting the organization, and since serving on our Board of Directors. Through their ongoing partnership with CEF, the Poverty Center has continued to empower undergraduate students at both UNC and Duke to engage meaningfully in addressing the issues of poverty in our local community. Through CEF student volunteers provide relationship-based support to individuals experiencing or at-risk of experiencing homelessness to assist towards achieving goals of gaining employment, securing housing, and building savings. The Poverty Center has acted as a source of teaching, research, and supportive service all throughout our development. Additionally during the past year, the Poverty Center extended their reach to provide direct legal assistance to CEF members, assisting ex-offenders to reenter the workforce.

However, I do not write today solely in my role with CEF. I write as a graduate of the University of North Carolina at Chapel Hill, Class of 2010, who was profoundly impacted on a personal level by the leadership, light, and unwavering commitment to public service of the Poverty Center. Forgive me, but the threat of closure to this center has found me waxing nostalgic about the many ways this center’s staff, research, and, yes, dare I say it… advocacy, has shaped me irreversibly.

I credit the Poverty Center with introducing me to the work of the North Carolina Fund, which under the leadership of Governor Terry Sanford and George Esser, and with activist-leaders from poor and minority communities all across the state, worked to address the crippling poverty facing NC in the 1970’s. In 2008, the Poverty Center helped facilitate documentary screenings and dialogues with former leaders of the NC Fund in partnership with the student organizationthat I led. The experience of listening to Ann Atwater, longtime community advocate in Durham and leader during the NC Fund, helped to form my understanding of the collective power of a community standing together in unity and across differences, and moreover, the endurance for change present in communities struggling for justice.

I credit the Poverty Center with introducing me to Rev. Dr. William Barber, when the center co-sponsored a keynote address by Rev. Barber in 2007 as a part of our organization’s annual Poverty Action Week. Eight years ago, his oratory shook me to my core and left me believing anew and faithfully in the possibilities and potential for opportunity for all people here in our state. Because of this faith, I’m still here, and again this past Saturday at HKonJ Reverend Barber reminded me why.

I credit the Poverty Center with introducing me to the devastating depth of the racial wealth disparity in North Carolina and the implications for building economic opportunities for all North Carolinians. The Center published critical research in 2010 analyzing and documenting in detail the level and nature of the racial wealth disparity in NC, as well as the causes of and strategies for addressing racial wealth inequality. This research, demonstrating that for every dollar in savings in a white household in NC, an African-American household held only six cents, was nothing short of a call to action for me.

I credit the Poverty Center with introducing me to the wide world of community development finance, stewarding a connection to leaders of Self-Help Credit Union in 2009. This connection completely transformed my understanding of the role of financial institutions and financial service providers in advancing economic opportunity and ownership for all people. As a result of this connection, CEF was able to launch our matched savings program, which has since enabled 298 homeless and near-homeless individuals to save over $300,000 towards personal savings goals.

And all of that was just while I was an undergraduate student – I won’t even get started on how their work has continued to shape me since I graduated.

As I reflect on the countless ways the Poverty Center has “serve[d] as a center for research, scholarship, and creativity” with “lux, libertas – light and liberty” in my own journey at Carolina, I can think of few centers that fit more closely with the mission of the University of North Carolina at Chapel Hill, seeking “to improve our society and to help solve the world’s greatest problems.” And I suppose, that as I reflect further, that is exactly what the current members of the Board of Governors are taking issue with – a mission of education that seeks to bring light and liberty to the state of North Carolina, when the days of darkness and slavery were so much more profitable.

So when Jim Holmes from the Working Group of the Board of Governors says, “I struggle to see how the poverty center fits with the academic mission of the UNC law school to train the next generation of lawyers,” and I juxtapose my own experience as a student so deeply affected by the Poverty Center’s teachings, research, and service to the people of our state, I know that there is no mistaking the true motivation behind the board’s proposed action.

And so, it is with a heart full of gratitude that I say to the staff of the Poverty Center: You changed my life. And because of that, one of the worst fears of these members of the Board of Governors has come true: I’m properly educated, and I will never stop fighting.

 

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Holiday Party Slideshow

Click here to see a slideshow of pictures from the CEF Holiday Party 2014!

CEF Holiday Party 2014

CEF Holiday Party 2014

Slideshow of pictures from the amazing party held on December 4, 2014 and co-hosted with Love Chapel Hill (major thanks for their sponsorship of the great food at the event!).

Thank you to all the members, advocates, partners, and friends who attended, and major kudos and congratulations to all of the CEF graduates who were recognized during the ceremony.

Happy Holidays!

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Robert’s Story: A Short Video

Robert is a grandfather, a Marine Veteran, and a natural-born leader. Sophie and Jenna are UNC undergraduate students, and his CEF advocates. Combined, this trio is a force to be reckoned with.Earlier this year, Robert chose to leave a full-time, salaried job in Kinston, NC to move into the homeless shelter in Chapel Hill. He left behind his home, his community, and his livelihood.

Why? “I was just working for the drug man and the rent man. And by me being a functional addict, I wasn’t going to lose my job. I had to make a decision, I had to make a choice to give up everything, start from scratch, get out of the environment I was in and try something new.”

“In CEF you get a chance to get yourself back. I had lost myself – I had lost me. Thanks to CEF, they brought it all together,” says Robert. “Sophie and Jenna have been with me from the start, and they’re almost like my little daughters. By them keeping me motivated, and by me keeping the fire going myself, and them seeing me making progress, like getting a job and seeing my savings go up, sometimes I look at them and it’s like seeing a kid looking at the Christmas tree. You can see the light in their eye getting brighter and brighter.”

Jenna and Sophie see their relationship with Robert as a life-long friendship. Reflecting, they shared, “We have a relationship beyond that of a member and advocate team, we are truly a family. The support that we offer Robert is far surpassed by the moral and emotional support Robert continually showers us with whether he is reminding us to take some time for ourselves or reading us excerpts from one of his favorite books, Don’t Sweat the Small Stuff. I never leave an advocate-member meeting without feeling inspired and loved, no matter how stressed I am.”

“Over the past year we have watched Robert graduate from Opportunity Class, find a job, reach 80% of his savings goal, strengthen his relationship with his family, peers and most importantly, himself. Robert’s accomplishments have been more than earned and fill my heart with so much joy and hope.”

Likewise, Robert’s heart is filled thinking back on how far this trio has come on their journey. “I look back to where I was a year ago, and now I’m so far on my goals. You can’t imagine how good I feel, the pride I got back to myself. There’s no way you could imagine…”

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Dear all the wonderful CEF advocates… A Christmas card from a CEF Member!

This is the text of a truly lovely Christmas card we received at the CEF office this week.
Our hearts burst with appreciation and a sense of mutual gratitude for this member’s kind words…

Christmas 2014

Dear all the wonderful CEF advocates,

This holiday season is a special one for me because I got to meet you! Some of you know more about me than my own family… difficult for me to admit it. It wasn’t easy for me to open up, especially to people I barely knew, but you managed to cheer me on and help me without any judgment. I had to look deeply within myself and ask, “What do I need help on so I can repair and build myself and move forward to living an independent life?”

Trust is earned. And you definitely earned not only my trust, but my respect and my friendship.

I’d like to express my deepest gratitude for all your hard work, above all for not giving up on me. I pray the good Lord will also extend his kindness and love, and shower you with many blessings… not only this Christmas season, but for many years to come.

With love and deep gratitude,

-CEF Member

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My CEF Advocate Journey: From Support Systems to Debt Crises to Gender Equality

Christine Costello is a senior at Duke University planning to attend graduate school for social work next year. She has been a CEF Advocate for almost two years, and we are thrilled to share her reflections on her experience here!

By: Christine Costello, Duke University Class of 2015

I began what has extended into a long relationship with the Community Empowerment Fund the summer after my sophomore year. As a summer intern, I was able to immerse myself in the day-to-day of this organization; an opportunity that taught me not only an incredible amount about the non-profit world but also about the members I worked with and about myself.

From one-on-one meetings with members, my eyes were opened to the harsh realities and institutionalized marginalization that members faced. For example, several members that I worked with had been encouraged to attend for-profit colleges in their adolescence, believing that this would be the route to a better salary and life. Since our society constantly touts that hard work and education are the way to self-improvement, it isn’t hard to see how enticing the possibility of school was and is for these members. However, these for-profit college businesses often trapped members in debt they were still accruing dozens of years later. Looking at the hefty debt that one member had hanging over his head from this attempt at education, it was hard to not feel helpless and duped. This meeting made me realize how integral a well-informed support system can be for individuals, support that (due to my situation in society) I have received my whole life. Meeting with this member also revealed how devastating the consequences can be when an individual is excluded from these forms of support. Working with this member towards a solution to this debt crisis, and simply spending time with him, showed me that I wanted to dedicate my life to contributing to such support systems.

On a different occasion, Janet – knowing my enthusiasm for gender equality – paired me with a new CEF member who had recently fled an abusive relationship. Now severed from her bank account, home, and social connections, which had all been controlled by her partner, she was seeking a sense of security and independence that had so vehemently been denied her in the past. Her situation was dire, as the time period following fleeing an abuser can be particularly perilous from physical, emotional, and financial standpoints. Feeling the weight of this member’s upward battle served as my impetus to meet with the Durham Crisis Response Center, Durham’s comprehensive shelter and support provider for survivors of sexual assault and domestic violence. This meeting, due to enthusiasm on both parts, has given way to a partnership that will provide financial literacy coaching to those seeking asylum at the Center.

It is through meetings with members such as the two I have mentioned that I have come to decide to pursue an education in social work. CEF’s mindful approach to collaborating with members and meeting them where they are at has shown me how effective compassionate care can be. CEF also continuously reminds its staff, advocates, and members of the purpose of the organization, words that lie in its very name. To be a community for all involved that offers empowerment through practical services. The community and experiences that CEF has supplied me with have certainly empowered me towards my dream of becoming a social worker.

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"CEF Gives Me a Perspective on Real Policy Affecting Real People"

Hear from Stephanie Colorado, a junior at Duke University majoring in Public Policy and Psychology who began volunteering as a CEF Advocate in September of 2013. Stephanie has been an amazing student leader in CEF, and we are delighted to share her reflections on her experience here…

By: Stephanie Colorado, Duke University Class of 2016

When I began volunteering with CEF, I was immediately captivated by the organization’s focus on forming meaningful relationships to empower individuals to take control of their own financial and life goals. Being a CEF advocate developed me personally and professionally, and has been a priceless experience.

As an advocate for CEF, I form memorable friendships with my members as we partner together in forming goals and finding ways to reach financial independence. One of my best memories was working with my member, Linda. Every Monday night, I would head over with other advocates to the women’s transitional home in Durham and worked with Linda in finding employment and creating a budgeting plan. Her sense of humor and motherly personality was something I looked forward to every week. As I taught her how to write a resume, she taught me how to cook! Forming friendships with individuals outside of my college campus has been a refreshing experience, as it allows me to look beyond momentary troubles, such as exams and essay due dates, and put value on more important life issues, such as health and economic security.

In addition to giving me the opportunity to form relationships and contribute creatively, CEF gives me a perspective on real policy affecting real people. As a Public Policy major, I get a watered-down academic understanding of social policy, but while working with CEF, I witness policies and their consequences in action. I see how food stamp cuts, health care opportunities, and the availability of Housing Choice Vouchers influence my members’ ability to transition out of poverty. Working with CEF fortified my interest in social justice and it forces me to think critically of the effects of public policy in a community. Thanks to my experiences being an advocate, I hope to find a career in the non-profit sector working with people experiencing a disadvantage. I love working with people and would like to be of service through public interest law.

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Being a Part of the CEF Family

CEF Spring GraduationDear CEF Friends & Family,

Being a part of CEF is being a part of a family that knows no bounds, and I feel that more than ever during the holidays.

I feel that family around me when I see a man who only recently moved out of the shelter inviting everyone he sees in the CEF office over to his house for Thanksgiving dinner. “No one should feel alone and unloved during the holidays,” he says.

I feel that family around me when I see two CEF advocates from UNC spending the night in the hospital with a CEF member who was in a bicycle accident.

I feel that family around me when I witness a CEF member speaking to our volunteers during training, saying he had become convinced that society no longer cared about African-American males like himself, until he walked into our office.Dorothy Birthday

And wow. I got married this October, and I felt that family around me with incandescent grace. I received all kinds of amazing gifts to celebrate our wedding, but being honest with you, the gifts that truly brought me to tears were from CEF members. A sweet card with $10 tucked inside from an unemployed man living in the shelter, a flower made out of clay by the daughter of a member who recently moved out of the shelter, and a member who pledged to make a donation to CEF in my honor, and is making that pledge in “installments” from each of her paychecks through the end of the year. I simply bow my head and cry.

There is no other word to describe the CEF community besides family – with all the complexity, messiness, forgiveness, and love that goes along with it. And this year the CEF family did some amazing work together: 115 members gained employment, 65 moved into independent housing, and 256 members have now saved $270,000 towards personal goals. And all throughout the year, 250 volunteer advocates provided person-centered support to 420 members.

This holiday season, we hope you will make a gift to CEF – a gift that keeps giving, and giving, and giving, and knows no bounds. Thank you, from all of us, for your partnership and support.

With joy and gratitude,

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Maggie West
Program Coordinator

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Meet Robert, Sophie, & Jenna

Robert is a grandfather, a Marine Veteran, and a natural-born leader. Sophie and Jenna are UNC undergraduate students, and his CEF advocates. Combined, this trio is a force to be reckoned with.Earlier this year, Robert chose to leave a full-time, salaried job in Kinston, NC to move into the homeless shelter in Chapel Hill. He left behind his home, his community, and his livelihood.

Why? “I was just working for the drug man and the rent man. And by me being a functional addict, I wasn’t going to lose my job. I had to make a decision, I had to make a choice to give up everything, start from scratch, get out of the environment I was in and try something new.”

“In CEF you get a chance to get yourself back. I had lost myself – I had lost me. Thanks to CEF, they brought it all together,” says Robert. “Sophie and Jenna have been with me from the start, and they’re almost like my little daughters. By them keeping me motivated, and by me keeping the fire going myself, and them seeing me making progress, like getting a job and seeing my savings go up, sometimes I look at them and it’s like seeing a kid looking at the Christmas tree. You can see the light in their eye getting brighter and brighter.”

Jenna and Sophie see their relationship with Robert as a life-long friendship. Reflecting, they shared, “We have a relationship beyond that of a member and advocate team, we are truly a family. The support that we offer Robert is far surpassed by the moral and emotional support Robert continually showers us with whether he is reminding us to take some time for ourselves or reading us excerpts from one of his favorite books, Don’t Sweat the Small Stuff. I never leave an advocate-member meeting without feeling inspired and loved, no matter how stressed I am.”

Over the past year we have watched Robert graduate from Opportunity Class, find a job, reach 80% of his savings goal, strengthen his relationship with his family, peers and most importantly, himself. Robert’s accomplishments have been more than earned and fill my heart with so much joy and hope.”

Likewise, Robert’s heart is filled thinking back on how far this trio has come on their journey. “I look back to where I was a year ago, and now I’m so far on my goals. You can’t imagine how good I feel, the pride I got back to myself. There’s no way you could imagine…”

 

 

 

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CEF: Community Empowerment Fund

Chapel Hill: 919-200-0233 Durham: 919-797-9233

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