Archive | Highlight

CEF Receives GSK Impact Award!

The Triangle Community Foundation and GSK honored CEF and 9 other amazing Triangle nonprofits at the GSK Impact Awards last week! The CEF Advocacy Choir performed “Smile” to open the ceremonies and CEF Staff Member, Yvette Matthews, received the award on behalf of all of CEF.
The award comes with $40,000 to deepen CEF’s work in Orange and Durham Counties, working together with communities to transform financial and housing opportunities!  CEF was recognized for our innovative work in “making homes and neighborhoods safer, connecting families to support services, and preparing people of all ages for successful careers – all important factors to improve health outcomes in underserved neighborhoods.”
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Saving Creates Change

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2015 was a huge year for CEF’s matched savings program, assisting Members to save towards their personal goals of moving out of the shelter, building an emergency fund, purchasing personal transportation, and much, much more.

This year, after almost two years of research, design, Member feedback, coordination with experts in the field, and finally, some serious database programming, we published the new and improved CEF Safe Savings Account design. Safe Savings Accounts are goal-oriented accounts. Members have limited access to withdrawals of their savings until they reach their goals with CEF, and once they achieve their goal CEF matches their accomplishments at 10 percent!

We launched the program in 2010, and since then Members have saved over $500,000 towards their personal savings goals (amazing!). While many Members have made incredible progress towards

their goals, we set out to improve the overall number and portion of Members who achieve 100% of their goals. Moreover, we set out with a new objective to intentionally build opportunities for Members to create positive, long-term savings habits.

To bring these goals into reality, we partnered with locally based and nationally acclaimed expert on the topic — the Center for Advanced Hindsight at Duke University. The Center for Advanced Hindsight grounded their recommendations to CEF in behavioral economics research.behavioral-economics

In partnership with the Center for Advanced Hindsight, we made significant improvements to the design of our program to better assist CEF Members in setting and achieving savings goals. By combining their technical assistance with in-depth feedback from current CEF Members, we made exciting changes to CEF Safe Savings Accounts, including:

  1. A personal budget-building system that helps Members create detailed, actionable savings plans
  2. Automated text message and email reminders for scheduled deposits
  3. An emphasis on setting iterative savings goals, each attainable within six months
  4. New incentives to encourage more frequent and consistent deposits

And all of these improvements were made in a beautifully redesigned online portal that is easy-to-use and streamlined — making the process of setting and attaining savings goals as painless as possible!

savings_graphBased on the Center for Advanced Hindsight’s nationally recognized research, these changes will assist CEF Members in achieving the savings goals they set out to reach. For a preview of great things to come, check out the chart below to see the continuing increase in the number of active savings accounts managed by CEF and the total amount CEF Members saved in their accounts annually, which has doubled in just two years!

As we are always learning and charting new territory with our unique financial services, we are excited to continue our partnership with the Center for Advanced Hindsight in 2016 as they conduct a formal research trial. Stay tuned!

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CEF Member : Malcolm

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Malcolm is the kind of person who when he decides to do something, he doesn’t do it halfway, but takes a courageous plunge and surpasses even his own hopes or expectations. To pursue his dreams as a musician, he left his position after eight years as a sanitation worker in Rocky Mount, cashing out his retirement to buy a van and a load of instruments and start traveling. Months later, he found himself touring all across the globe with different groups as an incredibly accomplished drummer — traveling to England, Australia, Amsterdam, Johannesburg, and Israel, to name a few. (Check out Malcolm’s awesome music! Listen to Majestic Lions on iTunes).

In 2013 Malcolm felt that he was in danger of relapsing after 12 years of sobriety, so he preemptively entered a six-month recovery program at Urban Ministries of Durham (UMD), where he joined CEF.

“Once in the program, I had lost my job and was homeless now. CEF came at the right time, just when I was worrying about how am I going to get a job online, who am I going to go to?” Malcolm connected with CEF during our office hours at UMD.

“And you know, I didn’t know how to use a computer at all, and within six months after being with CEF, I actually got a job in environmental services at Merck, and at Merck you can’t use pencil, pen and paper — everything is through computers. ”

That was two years ago, and Malcolm has now moved from temporary employment to a permanent position in a different eld. “I love that job… Without CEF I would have never been able to fill out the application, would not have made it. I keep pinching myself, say man, I’m doing alright, I’m loving it, life is good, trying to do the right things for the right reasons, and good things are really happening.”

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“And over the years, I never stopped dealing with CEF after that. I knew I had found a good outlet, I knew I had found a good thing — somebody, someplace, people that care about you, they care to help you in so many ways.

“It’s hard for me to even explain — where can you and people who actually take the time out to help you put your life together? You know, this is my health program, this is my finance program, this is just amazing man.”

And Malcolm isn’t done with CEF yet! Malcolm has been a star saver in CEF’s saving program. “I saved for the laptop, I saved to get stuff to move [into my apartment], and now I’m saving for vacation.” Whether to take a trip home to the Virgin Islands or to go to a family reunion in Indianapolis, “either way, I’m going to make that goal, I’m going to reach it.” We are sure of it, because as we know from experience, when Malcolm sets his mind to it, he totally succeeds!

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Member Story: Pee-Wee

Re: Lease Renewal — “Dear Nathaniel, It’s been a pleasure having you as a tenant and we would like to thank you for choosing to renew your lease.”

Wow. It is hard to describe how much this one little sentence means. For Nathaniel, or “Pee-Wee” as he has been known by friends and family since birth, this letter from his landlord represents the rst time throughout over a decade of homelessness that he has called a place home for a whole year — much less two!

Pee-Wee is 72 years old, has lived in Chapel Hill his whole life, and was a skilled brick mason for decades — building dozens of the buildings we see to this day. After su ering a stroke in 1995, he lost his ability to walk and speak temporarily, and his acute motor control — leaving him unable to practice his trade. Through rehabilitation he regained the strength to walk and the ability to speak, but the loss of acute control was permanent and he retired due to this disability. After losing steady income, he could not a ord a home in Orange County and was homeless on and o for over a decade — sleeping in the woods for much of this period, and staying at the shelter for the nal two years.

He worked diligently with CEF while in the shelter to save his retirement income, and was able to build up a nest egg of $3,000 towards his move. Because of this preparation, when he and his Advocate nally

— after months of searching — found an a ordable studio apartment posted online, he was able to jump on the opportunity. He paid the security deposit and signed the lease the exact same day, bought furni- ture, and was all moved in by the end of the week!

Since his move-in, Pee-Wee has continued to budget and save with CEF, using his CEF savings

account to make sure he always sets aside enough of his xed income for rent and utilities. “I’ll put it like this: My feet was in the dirt. Now my feet is not in the dirt. I’m on my way up, and the good Lord willing I’m going to keep going up. My sister I hadn’t seen in about 3 or 4 years, she said, ‘I’m so proud of you! You doing good, you doing good.’”

His two sisters, from whom he was previously estranged, surprised him on his birthday this year and rented a great big room at Golden Corral, with 25 members of his family and friends. “And next thing I knew, all these people I knew… I was eating steak and a piece of chicken. I had to put it down, because I was so much in joy, I hadn’t been with them in years. I didn’t want to cry in front of all of them, but I got tears in my eyes.”

“You know what they used to call me? The mayor of Franklin Street.” To this day, judges, business owners, and all kinds of folks greet Pee-Wee every day, whether he’s having co ee at Sutton’s or sweeping up outside one of the businesses. They are greeted in turn with his ready full-toothed smile and snarky sense of humor. Looking around his apartment, you can see this community of support represented in every beloved object, as he calls by name each person who was so excited to see him in housing. The co ee-pot given by a lawyer, the throw rug given collectively by the police department, the microwave given by a UNC employee… this is a true home.

We are proud of Pee-Wee, too, and proud to have this honorary Mayor’s stamp of approval:

“If you want help, go to CEF. If you need anything go to CEF.”

“I’ll put it like this: My feet was in the dirt. Now my feet is not in the dirt. I’m on my way up, and the good Lord willing I’m going to keep going up. My sister I hadn’t seen in about three or four years, she said, ‘I’m so proud of you! You doing good, you doing good!’”

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Member Story: Sue and Howell

Spend as little as five minutes with Sue and her son Howell Brown III and be prepared to fall immediately and deeply in love. Little Howell, with a thick Appalachian accent and black cowboy hat covering his head, talks in that lively way that only a 12-year old boy can about the RC cars that he races at Northgate Mall and his service dog Bo. He is the epitome of exuberance. He is one of those rare people you feel blessed to meet, who breathes in the same air as the rest of us, but then manages to breathe out pure joy.

Sue and Little Howell came to Durham when Howell was diagnosed with a brain tumor. They left everything behind at their home in Asheville, and were sleeping in hospital waiting rooms at first. Howell shares, “When I got diagnosed, we had to leave right away – no messing around.” After relocating to Durham, Howell and Sue were very fortunately connected with the Ronald McDonald House to live while Howell received his first year of chemotherapy and treatment.

During this time of upheaval and crisis, Sue ran into financial troubles. Howell’s oncologist encouraged Sue to “put everything on hold” while taking care of Howell through his treatment, meaning that Sue has been unable to work consistently. To help with bills, she took out a payday loan, not knowing the neverending debt trap the loan would lead to. Since then, Sue has received numerous threatening collections calls – and paid back her loans with exorbitant interest – all the while navigating the complicated health system and making sure Howell was receiving all the care that he needed.

Sue has been an amazing advocate for her son throughout his treatment – seeking out resources within the hospital and within the community that could support her son’s well-being as well as their future as a family. She learned about CEF when attending a resource panel offered by another local organization, and jumped at the opportunity to work with CEF to get her finances back in order.

Sue and Howell truly joined CEF as a family. Sue and Howell worked with their advocates to strive through their financial crisis as Sue focused on her son’s healing and treatment. Of CEF, Sue shares, “They’re helping me find hope by getting my financial security back… Before, we were struggling so much, and now I feel like I am breathing again.”

With CEF, Sue has opened a new account at Self-Help Credit Union, allowing her a fresh start with banking, and she is also working towards a personal savings goal through CEF’s Safe Savings Account. She has also connected to many local resources, filed back taxes, and better understood her credit situation. Her Advocates also help to investigate when she suspects she is receiving phone calls and emails that are financial scams. With her tireless CEF Advocates, “I can reach my goals,” says Sue.

And Sue has made this progress and tackled these issues concurrently and alongside traveling back and forth to Florida for special treatments for Little Howell, countless appointments at Duke Hospital, and dealing with news that is sometimes good and sometimes not what they hoped to hear. What’s more, going above and beyond super-mom status, she has found ways to give Little Howell the opportunity to be the exuberant, joyous, full-of-life child that he is, approaching a glimmer of normalcy, by doing everything from racing RC cars to attending Duke football games through the Ronald McDonald House.

Sue and Little Howell have been a joy to work with in CEF, and we are delighted to share a little bit about their journey here. As they reflect on their time with CEF, Little Howell shares, “I just hope we can do something for them some day, they’ve really helped us out a lot.” We hope he knows that they already have.

 

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Meet Anthony: “CEF All-Star”

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(Anthony sporting his CEF “People Helping People” hat in front of his new home!)

Anthony raised four boys as a single father – two his sons and two of his sons’ friends who he raised as his own. He was an All-American football star at Chapel Hill High and went on to coach football for 19 years. In his own upbringing and as a parent, Anthony emphasized “Hard work, showing them you can do anything, and family – I was always at their events, reading, football games, I was always there.” With all 4 of his sons now grown and successful in business and public service, you can tell when talking to Anthony that family is at the center of his life.

Anthony became homeless after a large lay-off at the assisted living facility where he was housekeeping manager. “I had an apartment, a car, and slowly I started losing those things.” After spending some time staying with family, Anthony moved into the IFC shelter.

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(Anthony’s 2014 Holiday Party Graduation)

He shares, “I found out there was a lot of social help here in Chapel Hill. Of course CEF was one of the first groups that I was led to… I mean, I had become kind of down in life, things not going well for me, and thought nobody really cared about what happened to Anthony Sharp. But when I walked into CEF it just changed. The enthusiasm the college kids had, you know they’re wiling to help, and just the care that they had – that made me feel different about myself.”

Anthony began working with Karla, a CEF advocate and current senior at UNC. Karla shares, “In our first meeting, he had so many plans for himself, ranging from academics, finances, employment, business, and service. And of those things, I feel like he always emphasized the service he would perform.” Karla and Anthony built a resume, completed countless applications, and connected with legal services to address issues on Anthony’s background.

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(Anthony goofing around with fellow CEF graduate Robert at the 2014 Holiday Party)

Anthony highlights that in his struggle to “defeat homelessness… you know it wasn’t just me or one group, it was the whole community that came together.” He engaged in Orange County Literacy programs, many groups that meet at the shelter, and all of CEF’s programs, including Opportunity Classes. As he accumulated certificates along the way, he began including those with all of his job applications – and it all paid off!

Anthony secured a full-time position at UNC with health insurance and retirement benefits, and quickly saved with CEF to move into an apartment of his own. But even more, “For me, I found out I was smarter than I thought I was… I found out how to live again. As a term I have heard a lot from others, I’ve turned out to be who I was really supposed to be.”

Anthony gives back way more than he received. “It has just been a great life change for me, and I want to give thanks to a lot of people, and my community most of all for showing me a different way to live. It’s just great to be able to give back to this cause in Chapel Hill of ending homelessness.”

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(Anthony with State Senator Valerie Foushee at the ribbon cutting for the IFC at SECU Community House where he is a new board member — Anthony delivered remarks about his journey out of homelessness)

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Living Generously: Demonte’s Member Story

 

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Demonte teaches us all to live generously. While living in a tent in the woods of Chapel Hill, he showed up bright and early every Saturday morning to the CEF Opportunity Class, making coffee for everyone and helping with classroom set-up. With a gift for photography he quickly became the resident photographer at CEF, capturing fun daily moments in the office, where he spends time every day of the week. He routinely snaps photos and then runs right across the street to print the pictures and give copies to everyone.

Demonte came to Chapel Hill after his home in Maryland burned down. “I didn’t have anywhere else to go… When I came here all I really had was the clothes that I was wearing.”

Running through a list of all the ways he has worked with CEF, Demonte shares, “When I came down here, everything I needed help for, if they couldn’t help me, they referred me to somebody that could. They just basically helped me put my whole life back together.”

His list of goals he accomplished with CEF includes: Getting his social security card and birth certificate after losing all his documents in the fire; connecting to doctors and mental health; getting help with managing his benefits; and finding housing.

On top of all that, Demonte points to the lessons he has learned from CEF’s Opportunity Classes. “I learned how to budget. I had never made a budget before coming to CEF; now I plan… I had never done that before. Demonte graduated months ago at this point, but he still continues to go to class every week to keep learning and also share with others there what he has learned, “Just to give back, plus I like helping people.

“CEF, it’s just been a lifesaver for so many people. It helped me out a tremendous amount. I just love the people here. I have a lot of friendships here… It is great to have people who you can call your friends, sit down and talk to when something is on your mind. I advise anybody that needs help with finding a house or a job or writing a resume to come check it out.”

Demonte was in a car accident in 1995 and suffered brain damage. As a result, Demonte is permanently disabled and not able to work formally, but he certainly still works hard. He got ordained as a minister and has served churches as their music director, volunteering locally with Love Chapel Hill church. Music is a long-time passion for Demonte from his time in the church as a kid, where he and several other youth started the “Seven Jewels Youth Choir.”

Out of the woods and now in an apartment, Demonte says he is “more restful now, because when I was out in the tent I would always wake up and it was hard to sleep.” Being in an apartment has also allowed him to get a long-awaited knee surgery that was not medically possible when his circumstances were different, as his doctors could not in good practice discharge him from the hospital to rehabilitate in a tent.

So what’s next for Demonte? “Basically all the goals that I had set for myself, I reached them all. The only goal I haven’t reached is the goal for my Safe Savings Account and my goal to get a laptop, but I’m working on that right now. Everything else I set as a goal is pretty much done, mostly from the help of CEF.”

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Education + Housing

Made for the Orange County Commissioners as they weigh the value of housing in Orange County, NC.
“The risk of having all the funding support education but not support housing means that you are going to be cutting certain children off from access to that education, and those are the children that are already facing greater challenges. Those are the children that need it most; those are the children that are already at risk for not developing the education they need to live a full and healthy life when they grow up.”
Jennifer De La Rosa
 
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CEF Member: Ms. Denise

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Home health was the vocation for Denise Rush. Her upbringing shaped her to care for the elderly in ways that afford them dignity, but finding work with bene ts and regular hours had been a long-standing struggle. Denise moved her family into the shelter following an accident on black ice that caused her to lose her job and home.

Each week in the Genesis Home living room, Denise and her advocate Quinn Holmquist, a Duke student from Charlotte, NC, met to complete job applications. Their perseverance paid o when Denise was offered two positions, but they came with challenges: “People don’t know that you have to go through a lot to be a [Certified Nursing Assistant].” She worked 50-75 hour weeks, and spent time and gas driving to clients’ homes, which was uncompensated by her employer.

Denise’s kids worried, “Mom, we haven’t seen you for a week.” Even Quinn grew anxious over her lack of sleep. “So I started saying ‘no’ to the hours. My employer’s attitude was, ‘How dare you not want to work all these hours?’ They sent me an email saying, ‘Your services are no longer needed.’” Fortunately, Denise and Quinn had been applying to better-paying jobs. Shortly after her dismissal, Denise called Quinn, exclaiming,“Duke called me!” She had received an offer for a salaried CNA position at Duke Hospital, with benefits and consistent hours that made it a keeper.

Denise’s experiences have given her a powerful voice in Raise Up for 15, a national movement campaigning for a $15 minimum wage. She has given speeches in Durham, Chicago, and Atlanta, and was featured in the New York Times. “My mentality is that we come together and pull each other up. That’s how I was raised growing up in the Caribbean – there is unity.” At Raise Up for 15 events, she has met college professors who live out of their cars, and civil rights activists who marched alongside Dr. King. “Back then, their working conditions were horrible, and because they fought, conditions improved.”

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Member Story: Ricky Reams

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“Family” is the word that comes to mind when I think of Ricky Reams— it means the world to him. When Ricky and I met two years ago at Housing for New Hope’s Phoenix House transitional housing program, the first goal we tackled was saving for housing. Ricky saved with remarkable fervor, stunning me by reaching his goal of $500 in just four months. But what I will never forget is that the only time he ever deposited less than planned into his Safe Savings Account, it was in the name of family: he wanted to give his grandchildren gifts for the holidays.

Family was also essential to Ricky’s ability to work. Two months after he successfully moved into his own place, we reconnected to work on job searches. After revamping his resume, drafting a cover letter, and practicing tricky interview questions, Ricky was able to find work – he just had trouble keeping it. He confided that ever since moving away from his hometown of New Haven, Connecticut, he had been struggling to hold a job: “I get depressed because my family always in Connecticut and I couldn’t go check on ‘em and see ‘em like I want to. So I just get isolated and shut the world down.” Knowing that being separated from his family made it difficult for him to maintain employment, my co-advocate Stephanie Colorado and I set about making sure he knew he could have “family” in Durham, too. Every Thursday morning, we met Ricky at Whole Foods to play cards, talk about life, share stories, and just spend time together.

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Today, Ricky will have been employed as a Donations Ambassador at Habitat ReStore of Durham and Orange Counties for almost half a year and will proudly tell you, “Everything been going so good at that job! I love to go to work … I come in there smiling and happy every day.” He will also gush about the newest addition to his family, a childhood friend who he only recently found the courage to approach, “We gonna get married – I’m talking ‘bout we gonna jump the mop, we ain’t gonna jump the broom! Right now, we feel like we 40 years married. She’s a beautiful woman and I love her to death.”

Hanging out with Ricky was my small part in helping to make sure depression wouldn’t keep him from doing what he loves – but, selfishly, it was also my way of basking in his good nature. He’s the kind of person who, when I vented about people who I thought were being nasty, reminded me, “You know what you do to people who make you feel that way? You pray for them.” If you ask him his secret, he will shrug, “I’m like the same person every day, try to uplift people, ask them how their child doing, how’s your day – that’s just me.” It is infectious. Each time we met – whether it was to open an affordable credit union account, sign-up for e-statements to reduce fees, budget for his new housing expenses, file back taxes to avoid garnishment, stow the cash he had from selling his van into his Safe Savings account, or connect to Legal Aid for help dealing with an exploitative landlord – he uplifted me with his spirit. He became somebody I could call if stressed or angry. He became somebody who, when I share with him that I’m scared to head to medical school but am trying to be brave, he tells me “I’m proud of you, Anne” and I choke up. Ricky is family.

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CEF: Community Empowerment Fund

Chapel Hill: 919-200-0233 Durham: 919-797-9233

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