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Unlocking Doors Video

Produced by CEF for the Unlocking Doors Initiative and the 2017 Mayor’s Landlord Roundtable.

The Unlocking Doors Initiative is a partnership between landlords, non-profits, the City and the Durham Housing Authority. With visionary new leadership at the DHA and a groundswell of community support, we are at a crucial juncture in Durham. Mayor Bill Bell has issued a challenge for us to lease up individuals and families, including veterans, to permanently end their homelessness. Landlords and non-profits, will you consider joining us as a Key Partner?

Learn more at unlockingdoorsdurham.org

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Annual Report 2016 : Transformative Community

“We share these stories, and are reminded just how profound it is to be a part CEF. We share them with gratitude for the whole wide CEF family—Members, Advocates, supporters, and friends. Thank you for reading, writing, and living this story with us!”

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CEF’s TED Talk: Homeless, and Outsaving Half of the United States

Presented at the 2017 TEDxUNC event at Memorial Hall: CEF’s Co-Founders / Co-Directors sharing the transformative story of a group of college students and shelter residents who built a community organization and financial tools that support sustained transitions out of homelessness. The CEF Advocacy Choir sings to close out the talk, with an original song about the joy of finding a home after experiencing homelessness.

photographs by TEDxUNC

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CEF Highlighted in Common Cents Lab Annual Report

“We are honored to have partnered with CEF in this effort to improve Americans’ financial decision making.”

Dan Ariely, Common Cents Lab  Founder

“Community Empowerment Fund is an innovative and thoughtful partner that is creating real, meaningful improvements in the financial well-being of the most marginalized members of the community.”

— Mariel Beasley, Common Cents Lab Co-Director

Indiana received the very first punch on a CEF Savings Card! This piggy- themed punch card developed with Common Cents Lab, tracks each deposit and captures progress towards her goals!

“With Community Empowerment Fund, we redesigned goal-setting for clients who are homeless or in transitional housing, creating a process to recommend savings goals and monthly contributions based on the client’s housing and income circumstances. Additionally, we used punch cards to track deposits toward their savings goals. Clients who received the punch-cards saved, on average, 49% of their savings goal in 6 months or less.”

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WCHL – Non-profit Showcase : CEF & Maggie West

If you were looking forward to our TED Talk at UNC, and are can’t wait to hear more about CEF—Co-founder and Co-director Maggie West was featured this month on WCHL’s non-profit spotlight! If you’ve ever wondered how and why CEF got started and what keeps all of us motivated to ‘show up’ each and every day click above to listen in!

Show notes

CEF From the Start
01:00 – How did CEF start as a student organization?
01:36 – How micro-loans turned into an opportunity to saving!
02:40 – Why some people can’t or don’t have bank accounts
03:15 – Match Savings Accounts = over 700K Saved!
03:55 – From student org into a Non-Profit!

Relationships: Members and Advocates
04:40 – How is CEF’s work really about relationships?
05:20 – How do Members choose their own goals?
06:23 – Are our volunteer Advocates trained to be experts?
06:50 – How we train 200+ volunteer Advocates?
07:20- What do we train Advocate to be able to do what they do?

Nate’s Story about Saving and Housing
09:00 – Maggie shares a story about Nate, a member working with a member to save and find housing in Chapel Hill
10:00 – Nate saves and finds a $325 studio apartment!
11:00 – What happened next after Nate moved in?
11:11 – Why the landlord didn’t immediately screen Nate out?
12:40 – “We don’t rent to homeless people”
13:40 – Why Safe Savings Account works for Nate.

Students Learning ‘A Real Big Lesson’
14:00 – What do students learn by working with members?
14:40 – What do systemic barriers look like on the ground?
15:10 – What are future doctors are learning by being an Advocate?
16:55 – What else gets students prepared for this work?
17:23 – “I don’t know how to do that but I think we can figure that out together”
17:45 – Advocates are connectors!

Getting involved: Now and the Future!
18:30 – What does Maggie see herself doing in the future?
19:08 – What can a someone do to help CEF’s work?
19:20- How does CEF stay so flexible/adaptable?
19:38 – How can you reach CEF and volunteer?

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Member Story: Lindsey

Meet Lindsey

Lindsey is instinctively hospitable and welcoming, but if you really want to get her talking, just ask about her son. “That, I could talk to you about for hours! ” Josh has played the saxophone since he was 6 years old and “got a scholarship for music at the University of South Carolina. He’s amazing, he’s one of the best people I’ve ever met, and of course I’m a little biased, but not much.”

Right before Thanksgiving, Lindsey moved into her own apartment after staying in transitional housing for nine months.

For as long as she can remember, Lindsey has identified as “Josh’s mom.” Now an empty-nester, she is glad to actually have her own nest in order to continue to form her future as her son continues to build his own.

lindseytuttle-jby16-20

Working with CEF

Lindsey connected with CEF while she was living in the Dove House, a transitional housing program run by Housing for New Hope in Durham. She was living with her parents prior to the Dove House, but when her parents moved into assisted living to support her aging mother’s dementia their family home was in foreclosure. For the first time in her life, she found herself facing homelessness.

While at the Dove House, Lindsey worked with her CEF Advocates to accomplish a whole list of goals. “Literally everything that I could have wanted, they figured out a way for me to do it. I don’t know of any other organization that could probably claim that.” Lindsey detailed a quick list:

  • Making resumes and submitting job applications. “We went from having no prospects of employment to 3 at one time!”

  • Expunging a dismissed felony charge from her record through connections to legal assistance, which enabled her to get the apartment where she now lives and opening up additional employment opportunities in the future

  • Saving successfully to attend her son’s graduation and to move into housing. “Working with CEF has actually gotten me to build up a savings account so when I did move out, I had the money to do it.”

  • Finding housing by searching all around the city and ultimately finding a great one-bedroom near her work, and getting furniture for her new home through community resources

And more! “These are resources that I didn’t even know were out there, but thanks to CEF I was really fortunate to be able to pull things together… And as a result, I have everything I need.”  

lindseytuttle-jby16-11Saving Early and Often

Lindsey is a big fan of the CEF matched savings account. Lindsey works as a waitress, and shares that “I come home with tip money, and it’s a good and a bad thing, because you’ve got your money right on you if you need it, but it makes it that much easier to go through it .” Yet she is a steadfast saver, quickly reaching her first goals with CEF!

Her advice for other CEF members? “Yes. Save. That’s all I can tell you, even if you think you just might take out a little just to order a pizza. That adds up.” Lindsey’s first savings goals helped her to decorate her house to really make it a home, hanging photos to “remind me of the support network that I have, and that whenever I get flustered I’m not alone, that I have people I could reach out to.”

And she is still saving even after her move! “My savings goals are to make sure that I can live day to day, and cover what my power bill is going to be and what my water bill is going to be so I can estimate and budget for that amount. But short-term I’m saving for Time Warner which will be $150, and I’ve got about $125.”

Goals and Confidence

We are delighted to see Lindsey in her own home, but we are even more thankful to hear her talk about the self-confidence she built while working with her advocates. “Your confidence gets eroded over an amount of time, especially if a lot of bad things continually happen… I became more confident!”

Janet and Yuliya work with Lindsey as her CEF Advocates, and shared what a delight it continues to be. The team would set up on the couch in the living room of the Dove House with their laptop to work with Lindsey through all the steps of her proactive plan during each weekly meeting. Yuliya, a senior at Duke, reflected, “We just learned to break it down into smaller goals because those are much more manageable and easier to accomplish, and that kind of helps build confidence. Because once you reach the first goal, you’re like, okay, that was doable, and I can reach the next step and the next step.”

The whole CEF community shares Lindsey’s joy in gaining a job, securing housing, and building savings, and given how much progress this trio made together in under a year, we know Lindsey is only just beginning to build her future with CEF!

 

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CEF Receives GSK Impact Award!

The Triangle Community Foundation and GSK honored CEF and 9 other amazing Triangle nonprofits at the GSK Impact Awards last week! The CEF Advocacy Choir performed “Smile” to open the ceremonies and CEF Staff Member, Yvette Matthews, received the award on behalf of all of CEF.
The award comes with $40,000 to deepen CEF’s work in Orange and Durham Counties, working together with communities to transform financial and housing opportunities!  CEF was recognized for our innovative work in “making homes and neighborhoods safer, connecting families to support services, and preparing people of all ages for successful careers – all important factors to improve health outcomes in underserved neighborhoods.”
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CEF: Community Empowerment Fund

Chapel Hill: 919-200-0233 Durham: 919-797-9233

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