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Member Story: Dawn

Dawn was the first CEF member to successfully file her taxes with CEF in 2011 and save her refund towards her goal. Her first goal was to save to move out of the shelter; she reached that goal, and moved into her own apartment last year. Dawn is well on the way to her second goal and now making consistent progress using direct-deposit, but believes “saving during tax season can really take my account to the next level… and fast!”

Dawn recommends, “It’s always beneficial to have something saved up. Spending every penny, you can never get ahead. By saving my refund last year, when I really needed money and was in a crunch throughout the year, I had something I could fall back on.”

Dawn graduated from CEF’s Opportunity Class in June of 2011. She says, “I joined the class because I wanted to be more financially stable… Since the class, I see how I can be more financially independent. I can seethat it’s obtainable. Instead of always being in panic mode, like I have been for years, I’m a little more relaxed. It’s much better to be secure than on panic all the time.”

“I am most proud that I have my own place now. I am truly proud that I am actually heading in the right direction; I’m becoming satisfied with life, and meeting life on life’s terms.” Dawn added that the bonus 10% match she is awarded by CEF when she reaches her savings goals has been a great incentive to keep saving, despite the challenge of saving on a very limited budget.

The moral of the story from Dawn: “Save money, any way you can! [laughing]… As long as it’s legal :)

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Technology Without Borders and the Kramden Institute

Towards the close of Summer 2011, Technology Without Borders (a committee of the Campus Y) and the Kramden Institute came together in a joint partnership with CEF to pilot a new program: the Laptop IDA.
Technology Without Borders (TWB) was founded three years ago believing in the power of technology as a force for positive social change. With its initiation, TWB joined the small but growing community of social justice organizations dedicated to bridging the digital divide.
One such organization is the Kramden Institute, which helps thousands of students across North Carolina fulfill their academic and personal potential by providing heavily discounted or free refurbished computers to these students and their families based upon recommendations from their teachers and school administrators.
In its inaugural year, TWB partnered with the Kramden Institute to place computers in the homes of 50 low-income families with students in the community of Abbey Court. TWB supported this effort by developing a free open-mesh Wi-Fi network in the community and partnering with the Human Rights Center to create and maintain computer education classes and after-school programs in the community. The network continues to function in the community and Kramden has graciously provided additional computers.
Today, TWB remains dedicated to programs and partnerships that harness technology for social justice. In collaboration with the Community Empowerment Fund (CEF), the Kramden Institute, and the JobLink Skills Development Center, TWB established the Technology Empowerment for Chapel Hill (TECH) Workshops. These workshops help people save for a refurbished Kramden laptop, learn computer and job skills, earn a computer skills certification, and provide the opportunity to apply for funding to return and teach other students participating in the TECH workshops, making it a sustainable community resource.
Through these and other programs, Technology Without Borders continues to utilize technology that many take for granted to bring about social change and work alongside organizations such as CEF to forge creative solutions to today’s problems of social justice and poverty.
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Featured Program: Laptop IDA

These days it’s hard to get much done without a computer – they fuel our work, our interactions with the job market, and our communications with those we love, both at home and abroad. Due to the high demand for affordable access to personal computers, CEF – in partnership with the Kramden Institute (http://kramden.org/) and Technology Without Borders (TWB) – launched a new program at the start of the 2011 academic year: the Laptop Individual Development Account (IDA).

Participants in the Laptop IDA have been asked to meet several critical requirements: attending 2 CEF Opportunity Classes, 2 TWB Computer Literacy Classes, and then 2 additional classes from either CEF or TWB; passing a “laptop diagnostic” test that showcased skills learned in TWB classes; and saving $75. This amount made up half the cost of a refurbished laptop graciously provided by the Kramden Institute, a Durham non-profit that works to bridge the digital divide for disadvantaged populations.

Since the program’s inception, 10 CEF Members have “graduated” with their own laptops. These ten laptops have helped send Members to school or back to school, helped with one Member’s kids’ homework, allowed for extra job-searching, and made possible communication with far-away family members. CEF is hoping to see this program continue and expand in the near future and would like to thank all the partners, Members, and Advocates who have helped make the pilot successful!

If you’re interested in the Laptop IDA program, or would like to learn more about CEF in general, feel free to contact us at info@communityempowermentfund.org.

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Thrill City Empowers Community

Thrillife is a brand started by UNC student and clothing designer Ryan Cocca in an effort to make “Conscious Streetwear Culture”. Thrill City, the Chapel Hill offshoot of Thrillife, is staying true to its mission as a “launchpad of everything socially positive and creative in Chapel Hill, from concerts to art exhibits to social justice campaigns,” by dedicating 10% of their revenues to the Community Empowerment Fund. That’s a lot of love, and we can’t thank Ryan and Thrill City enough for their support of CEF and the Chapel Hill community. Checkout the insert that ships with all Thrill City merchandise.

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Equashia’s Powerful Story

Michelle Hanes, a student at the Duke Center for Documentary Studies, produced and filmed a beautiful multimedia project featuring the story of Equashia Mumeen, a CEF member and co-chair of our Alumni Association.

 

View the project here: Equashia’s Story

Thank you, Equashia and Michelle for sharing this powerful story with all of us.

And a big thank you to Housing for New Hope for coordinating this initiative and sharing stories with our community.

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Member Story: Mike

photo by: Jonathan Kasbe

We met Mike in the men’s shelter in early 2010 through Talking Sidewalks, and today he’s in housing and on staff with CEF teaching the weekly Opportunity Class held in the Campus Y on Saturdays.

Mike has an incredible history. He used to run his own small business, Woody’s BBQ, has been a professional chef, a restaurant manager, a banker, and more. He was a successful business man, with a special gift for marketing, or as he puts it, ―getting butts in the seats. Mike says that back in those days, “by all appearances anyone would have thought I was doing real good in life, but they couldn’t have been more wrong.” Unfortunately his financial success began a cycle of addiction to drugs and alcohol that eventually led to his downfall, loss of his business, foreclosure on his family home, and landed him in prison.

In prison, he developed a love for teaching–sharing his knowledge as a former employer to train fellow inmates in interview and job readiness skills. Since leaving prison, Mike has been in recovery from his addiction, saved with CEF, and gotten back on his feet during his stay at the IFC. By all appearances anyone would’ve seen me on the bench over there at the IFC, and thought I was down on my luck, but they couldn’t be more wrong either,” says Mike. “It was the first time I was doing anything worth doing.”

After he moved out and was well on his way in his job hunt, he was hit by a speeding vehicle, breaking both of his legs and seriously handicapping his search for employment. He has physically recovered the use of his legs since then, reunited with his family, and now dreams of becoming certified as a substance abuse counselor.

Mike’s presence at CEF has been invaluable. As the teacher for CEF’s Opportunity Class, he can justifiably say, ―been there, done that and empower current shelter residents to learn how to overcome challenging financial and social circumstances. He’s been absolutely critical to the success of the class and continues to inspire CEF members to keep working and fighting for their goals.

Mike has also learned a lot as a teacher; He says, “it’s helped me more than it’s helped the rest of them, being of service is the most helpful thing.”

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The Scoop on CEF’s Durham Branch – From Janet Xiao, Durham Program Co-Coordinator

How It All Got Started

Dreams of a Durham branch first began when the CEF team realized that there was a high demand for CEF’s services in the Durham area. Since its inception, CEF has received numerous calls from both residents and social service agencies in Durham. Sometimes inquirers were able to make their way to the Chapel Hill office, or volunteers were able to meet them in Durham, but ultimately it was hard to sustain the cross-city relationship.

Because of Duke University’s numerous connections with UNC (rivalries and otherwise) and its location in Durham, the occasion for an institutional partnership was perfect. Many factors coalesced to make it all happen – interested students from the two campuses came together through Bob Korstad and Jim Leloudis’ joint UNC-Duke class on poverty, and the Kenan-Biddle Partnership awarded CEF a grant that would fund the Durham endeavor. Multiple community partners were highly supportive of the expansion – doors opened at CASCADE @ Durham and Housing for New Hope for volunteers to hold Opportunity Classes, and the Self-Help Credit Union generously donated office space in a prime location downtown.

CEF Durham branch’s first initiatives were carried out during the Spring semester of 2011. With support from Santiago Beltran, Duke students Hannah Colton and Nancy McKinstry co-led an Opportunity Class at CASCADE, a substance abuse treatment program for pregnant, postpartum, and parenting women and their children. In addition, Donesha Pitts became the Durham branch’s first “member” to be paired with Advocates, Duke students Laurel Sister and me.

 

At the Dove and Phoenix House

After the semester ended, I stayed to complete a summer DukeEngage program with CEF. The summer staff team and I continued the work of the Durham branch. Alex, Maggie, and I paid weekly “finance office hours” visits to the Dove House, Housing for New Hope’s transitional housing unit for women recovering from addictions. The Dove House’s residents welcomed CEF volunteers to their dining table, consistently finding time in their busy schedules to check credit reports, craft budgets, and plan for their financial future.

In July, we met the Phoenix House men at the first Housing for New Hope Opportunity Class, held jointly between the two houses. These classes have been held once every two weeks, and we have just completed the first set of an eight-session curriculum. Along with these classes, several of the Dove and Phoenix House residents have opened up CEF Savings Accounts. Both the Dove and Phoenix Houses have never ceased to be gracious in hosting us, and it has been an absolute pleasure spending Wednesday evenings and Thursday afternoons with them.

 

Getting Established at Duke

At Duke, our efforts are underway in recruiting a solid team of advocates. Volunteers interested in getting involved in CEF have started out by attending Opportunity Classes at the Dove and Phoenix Houses. A few students have now been paired with Members as Advocates, and are beginning to work closely with their members.

This process has been greatly facilitated by a team that has taken on specific roles in organizing volunteers and connecting to community partners. Cara Haselrig, who is currently completing an internship with CEF, has been instrumental in pairing members with advocates. Recent UNC graduate David Horton has also recently taken on a role as co-coordinator and resource development representative.

 

What’s Next?

In the next few months, we will begin hosting Opportunity Classes at the Achievement Academy, a non-profit organization that provides educational resources to young adults. This will be the first youth-oriented financial literacy class conducted by CEF. We are also hoping to host small business classes in the spring, given the significant demand for these classes from folks in Durham. In light of these forthcoming developments, we are planning further outreach on Duke’s campus to recruit volunteers, including a screening of CEF’s documentary and a panel discussion.

The process of initiating the Durham branch over the past year has been greatly rewarding, and could not have been achieved without the strong support of our beloved community partners. As we continue to grow and expand, we are looking forward to building fruitful relationships and continuing CEF’s work in Durham. If you are interested in getting involved, feel free to contact us at janetx@communityempowermentfund.org.

 

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The Scoop on CEF’s Durham Branch – From Janet Xiao, Durham Program Co-Coordinator

How It All Got Started

Dreams of a Durham branch first began when the CEF team realized that there was a high demand for CEF’s services in the Durham area. Since its inception, CEF has received numerous calls from both residents and social service agencies in Durham. Sometimes inquirers were able to make their way to the Chapel Hill office, or volunteers were able to meet them in Durham, but ultimately it was hard to sustain the cross-city relationship.

Because of Duke University’s numerous connections with UNC (rivalries and otherwise) and its location in Durham, the occasion for an institutional partnership was perfect. Many factors coalesced to make it all happen – interested students from the two campuses came together through Bob Korstad and Jim Leloudis’ joint UNC-Duke class on poverty, and the Kenan-Biddle Partnership awarded CEF a grant that would fund the Durham endeavor. Multiple community partners were highly supportive of the expansion – doors opened at CASCADE @ Durham and Housing for New Hope for volunteers to hold Opportunity Classes, and the Self-Help Credit Union generously donated office space in a prime location downtown.

CEF Durham branch’s first initiatives were carried out during the Spring semester of 2011. With support from Santiago Beltran, Duke students Hannah Colton and Nancy McKinstry co-led an Opportunity Class at CASCADE, a substance abuse treatment program for pregnant, postpartum, and parenting women and their children. In addition, Donesha Pitts became the Durham branch’s first “member” to be paired with Advocates, Duke students Laurel Sister and me.

 

At the Dove and Phoenix House

After the semester ended, I stayed to complete a summer DukeEngage program with CEF. The summer staff team and I continued the work of the Durham branch. Alex, Maggie, and I paid weekly “finance office hours” visits to the Dove House, Housing for New Hope’s transitional housing unit for women recovering from addictions. The Dove House’s residents welcomed CEF volunteers to their dining table, consistently finding time in their busy schedules to check credit reports, craft budgets, and plan for their financial future.

In July, we met the Phoenix House men at the first Housing for New Hope Opportunity Class, held jointly between the two houses. These classes have been held once every two weeks, and we have just completed the first set of an eight-session curriculum. Along with these classes, several of the Dove and Phoenix House residents have opened up CEF Savings Accounts. Both the Dove and Phoenix Houses have never ceased to be gracious in hosting us, and it has been an absolute pleasure spending Wednesday evenings and Thursday afternoons with them.

 

Getting Established at Duke

At Duke, our efforts are underway in recruiting a solid team of advocates. Volunteers interested in getting involved in CEF have started out by attending Opportunity Classes at the Dove and Phoenix Houses. A few students have now been paired with Members as Advocates, and are beginning to work closely with their members.

This process has been greatly facilitated by a team that has taken on specific roles in organizing volunteers and connecting to community partners. Cara Haselrig, who is currently completing an internship with CEF, has been instrumental in pairing members with advocates. Recent UNC graduate David Horton has also recently taken on a role as co-coordinator and resource development representative.

 

What’s Next?

In the next few months, we will begin hosting Opportunity Classes at the Achievement Academy, a non-profit organization that provides educational resources to young adults. This will be the first youth-oriented financial literacy class conducted by CEF. We are also hoping to host small business classes in the spring, given the significant demand for these classes from folks in Durham. In light of these forthcoming developments, we are planning further outreach on Duke’s campus to recruit volunteers, including a screening of CEF’s documentary and a panel discussion.

The process of initiating the Durham branch over the past year has been greatly rewarding, and could not have been achieved without the strong support of our beloved community partners. As we continue to grow and expand, we are looking forward to building fruitful relationships and continuing CEF’s work in Durham. If you are interested in getting involved, feel free to contact us at janetx@communityempowermentfund.org.

 

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CEF and Self Help: “Love at First Sight” – A Message from a Community Partner

 

Self Help Credit Union was founded in 1980 in Durham NC by a few impassioned individuals who wanted to help individuals, employees, families and businesses obtain fair and responsible financial services. Our website states “Self-Help is a community development lender, credit union, and real estate developer that works with individuals, organizations and communities traditionally underserved by conventional markets.”

Our founder, Martin Eakes, got wind of CEF’s work in the Chapel Hill community and introduced two central CEF leaders, Maggie West and Alexis Seccombe, to Self Help through a summer internship. It has been love at first sight ever since for our two nonprofits. As a 30th birthday present to Martin, staff donated 30+ hours of consulting time to CEF last year. Some of our staff members are proud to serve on CEF’s Board of Directors. Self Help also provides free office space for CEF’sDurham outreach efforts. Personally, I feel CEF is readying our next generation of members and borrowers by providing one-on-one counseling and support for their clients. We are proud to partner with CEF and their dynamic volunteers and applaud their outstanding work and mission.

– Sherry Kinlaw, Senior Project Manager, Self-Help Credit Union

 

 

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Member Story: Gary


Gary, a St. Louis native, has been involved with CEF since participating in the Opportunity Class earlier this year. The road that brought him to where he is now is long, but it began with a decision to take steps to overcome his addiction. “I was down in Florida for a little over a year and I moved back to Chapel Hill,” Gary said. “I was dropped off at the men’s shelter and that’s when I decided that I needed help with my alcoholism. That was fourteen months ago and I haven’t had a drink since.” Overcoming addiction was not easy, but Gary was committed to quitting, and attended Alcoholics Anonymous meetings regularly, often three days a week for six months. “Once I got focused on letting go of the bottle I wanted to pursue better things, get a job to where I could hold a job and I couldn’t do that in the shape that I was in,” he said.

Once Gary found the support he needed through AA, he began exploring new ways to make progress when he found CEF. Gary participated in the twelve-week Opportunity Class and, after completing it, got a job working for the PTA Thrift Store through connections he made in the class. Through the class Gary learned to budget his money, in addition to building lasting relationships. “I became friends with all the CEF people either through Talking Sidewalks or the CEF program,” Gary said. “We just all pulled together, networked. Financially, they are still helping me out, showing me how to manage my money to the point I can become functional.”

Asked what was special about CEF compared to other social service programs, Gary said that difference was the relationship-oriented approach. “They care. They care. They really do. I’ve been around [other] places but they didn’t really take the interest or the time to get to know you like CEF does.” Working with CEF member advocates, Gary has set both immediate and long-term goals for himself. “Right now I’ve got a goal of saving up two thousand dollars to get me a place of my own, so I can have my own keep,” he said. “My long-term goal is to restart a handyman service and maybe hire a couple of people.” Speaking from his own experience with CEF, Gary has this to say to others working through similar problems: “Hang in there. It’ll come to you. Don’t give up on yourself first of all.

CEF will provide the information needed and they have been a great help to me. So just hang in there.” He understands the hesitation some experience before they join CEF. “I didn’t want to come at first,” he said. “I said no, if I can’t get a job it was because of me. I wasn’t the type of person to really go out and ask for help, until I got sober, then [I realized] I was able to lean on someone else. It’s ok to ask for help, what you do with it is on your own.” Gary has made amazing progress since reaching out and joining the CEF family.

Interview and Article by: Tim Longest

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CEF: Community Empowerment Fund

Chapel Hill: 919-200-0233 Durham: 919-797-9233

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