Author Archive | Maggie West

CEF Values – by Alumni Advisory Council

When the Alumni Advisory Council held their first meeting in March, they came up with a list of CEF’s core values to display in the office. Here is the list! In no particular order…

  • Consistency / time
  • Sincerity
  • Humanity
  • Honesty
  • Goals and achievement
  • Dedication
  • Communication
  • Love
  • Partnership
  • Welcoming
  • Green/Growing
  • Discrimination free
  • Sharing
  • Equality
  • Justice
  • Commitment
  • Bonds
  • Empathy
  • Relationships
  • Ability to be treated as a human
  • Recognition
  • Respect
  • Non-judgmental
  • Silly
  • Listening
  • Celebration
  • Independence
  • Freedom
  • Family
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Celebrating $100,000 Saved!

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Amazing. This month members of the Community Empowerment Fund (CEF) achieved a significant milestone, surpassing the $100,000 mark of collective savings deposits.

Now, almost three years since the program began, CEF members have cumulatively deposited over $100,000 towards their goals. As a result of all CEF savers:

  •  34  have successfully moved out of transitional housing and into apartments
  •  38 have prevented financial emergencies
  •  40 members have successfully saved to purchase laptops
  •  12 have purchased personal vehicles, achieving greater employability and mobility.
  • Most uniquely, 1 member purchased a dairy cow for his family

To celebrate this milestone, CEF will host a public ceremony on Friday, April 5th at 6:45pm at UNC. The event will take place in the Pit, the center of UNC’s campus, during the 6th annual Box-Out, an awareness raising event about homelessness and a fundraiser for CEF. CEF will honor members in the savings program present members with a plaque to commemorate their collective achievement.

RSVP for the ceremony to Maggie West, maggiew@communityempowermentfund.org, (919) 200-0233.

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Double your Donation! Now through May 31

webThanks to a generous challenge grant from the Stewards Fund of $15,000, all donations to the Community Empowerment Fund made from March 1 through May 31 will be doubled!


Donate NOW
to double your dollars and create double the impact in sustaining transitions out of homelessness. 

Simply click here to donate now.

Or give by check, making checks payable to the Community Empowerment Fund
133 1/2 E. Franklin Street, Suite 105
Chapel Hill, NC 27514

Why give to CEF? Learn more and read member stories here. 

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Meet a CEF Saver: Donna

Meet Donna! CEF Saver Extraordinaire

Donna is an incredibly hard worker with a heart for helping people. She is the mother of two grown children, ages 33 and 30, and a grandmother of two cute young kids. Donna is one of 10 CEF leaders participating in our new Renter’s Savings IDA Program, saving regularly to build an emergency fund and working with advocates to strengthen her overall financial security.

Donna first heard about CEF when she was in the shelter, but didn’t get involved until after she moved out. She came to CEF “just to help me get my finances in order. I’m getting older, so security and future planning are very important to me.”

Donna has been incredibly successful. On March 28th Donna will celebrate four years of sobriety. She has been working full-time at Cruizers for three years and in her apartment for two years. She recently started computer classes, dreaming and visioning for her next career move.

On the savings program, Donna says, “When you’re starting over, it’s hard to know how to live again. The savings plan was a godsend.  I don’t know really how to save because I don’t make a lot of money, so all my money from my two paychecks is really used up. And if I put it in my regular savings that I can take out, then I usually end up having to take it out.

“This gives me an opportunity. If I take $50 out of my savings that is not planned, I owe it back to myself. And you better believe my advocates hold me to it!”

Donna has two savings accounts with CEF – Safe Savings and Renter’s Savings. Here’s how it works for her: “I have things coming up like my renter’s insurance; it’s $130 right off the bat, and I don’t have that just out of a check. So Safe Savings is for that — I save for stuff that I need and take it out when it’s time. The Renter’s Savings account, I don’t take that out for anything. That is going to be for when my car breaks down or I need another vehicle. And I am just not allowed to touch that. It really makes me feel better, knowing that’s there.”

To fully take advantage of her CEF savings accounts, Donna has completely mastered her budget. As Donna says, “I learned that if I don’t stay on track with my budget, I’m lost. I kind of already had a system when I came to CEF, but being in CEF makes me stick to it.” With her CEF advocates, she set up a mint.com account (personal expense tracking website) to monitor her income and expenses. Look at how amazingly she reduced her monthly expenses over time! That big dip in expenses in June? That’s when she started saving in her CEF account.

CEF Budgeting in Action

Our major kudos and thanks to Donna for her perseverance, diligence and dedication – to herself, her community, and her family’s future. Keep up the amazing work!

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Meet the CEF Alumni Advisory Council

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First meeting of the CEF Alumni Advisory Council

We are so excited! The CEF Alumni Advisory Council launched last night with its first official meeting. The convening members of the council met together with student advocates to discuss CEF’s values and vision moving forward, and how alumni can stay engaged and help the programs continue to serve those who follow in their footsteps. As one alumnus said in preparing for the meeting, “you have to give nourishment to something for it to continue to grow.”

The Alumni came up with fantastic ideas that they plan to implement together — everything from rallying friends to paint the office and fix our floors, to  organizing a craft sale to raise money for CEF. Each alumni member also described how he or she specifically wanted to give back to the organization, whether it was volunteering to help advocates, contributing their gifts in skilled trades, or helping with new member outreach. We are so grateful to have such generous alumni, who in the midst of very busy and demanding work and family lives still are willing to give back so meaningfully of their time, talents, and funds.

Stay tuned to hear more from the Alumni Advisory Council. Based on the discussion last night, great things to come!

Wonderful discussion!

Wonderful discussions with CEF Alumni, returning to give advice and volunteer for CEF

 

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"University Students Changing Landscape in Domestic Microenterprise"

The Community Empowerment Fund (CEF) was featured as one of two case studies in a national publication on student-led microfinance programs. The report was written and published by FIELD at the Aspen Institute.

Titled “Catching Fire: The University Microenterprise Movement in 2012,” the report documents the growth and creativity of this unique model of service delivery in the microenterprise sector.

More info from Elaine Edgcomb, Director of FIELD and co-author of the study:

“University students delivering microenterprise services and microfinance? With some scale and effectiveness?

“Over the last few years, university-born and student-powered microenterprise organizations have emerged offering direct services (both training and financing) to low-income individuals and small businesses in their local communities. FIELD has closely watched the movement evolve, and FIELD’s latest study “Catching Fire: the University Microenterprise Movement in 2012″ describes the contributions this movement is making both to individual communities and the larger field. The paper provides two case studies of the Community Empowerment Fund in North Carolina, and Capital Good Fund in Rhode Island that illustrate its potential, and points out the next challenges that the movement must address if it is to fully capitalize on that potential.”

Our thanks and appreciation go out to FIELD, the Aspen Institue, and the Mott Foundation for their thorough research and thoughtful interviews. Thank you for documenting this work!

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Holiday Party Slideshow

Oh my goodness, what a fun holiday party! Thanks to everyone who was able to join us, and if you didn’t make it this year, we missed you and we hope to see you next time!

Fun slideshow…

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Featured Member: Lottye

Lottye is a skilled tailor, an aspiring medical technician, and a joy to be around. We’re so happy for Lottye! She successfully found two jobs with her advocates and then saved to move into her apartment.

Lottye and one of her advocates, Kevin

Lottye  connected with CEF while staying at the women’s shelter and got paired with a stellar team of advocates: Kevin, Sarah and Max. The team worked together to find Lottye employment and housing, and to help her save towards her goals. Sarah and Max have since graduated, but Lottye says, “Oh, I keep up with them! Max, you know he is a jet-setter, so he is traveling the world, and Sarah, she is in Japan teaching English.

“But I’ve still got my Kevin! And I’m getting two new advocates who will be working with me and Kevin — a freshman and a sophomore — so you know I can hang out with them for years!”

Even since Lottye moved into her apartment, she has continued to work with her CEF advocates to reach her goals. She is aiming to gain more full-time employment, go back to school, keep budgeting, and just in general, make her house a home. Her favorite pastime right now? As Lottye says, “I am really enjoying my little place now. It’s so nice to have a place that is just mine.”

Thank you for all your energy, commitment, and dedication, Lottye! We are looking forward to working with you on your next big step.

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Santiago Reaches Savings Goal

Santiago and his advocates celebrating in the CEF office

Our congratulations and affirmations go out to Santiago! Santiago reached his savings goal this past month! Santiago has been by far CEF’s most consistent and diligent Saver, never missing a single weekly deposit in 50 weeks of saving with us. Truly incredible commitment.

Santiago is saving to buy a dairy cow for his family, and he has now reached his goal. Santiago and his advocates celebrated in the office with a cow-shaped cake, creatively made by one of his advocates.

The best part? Santiago will continue to save with CEF, as he is one of our 10 pilot members of the Renter’s Savings IDA Program.

Again, a heartfelt congratulations!

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Finally, Amanda Has a Home

Check out this recent article in the Chapel Hill News, a guest column CEF published to highlight the fantastic and collaborative work we are participating in through the Orange County Partnership to End Homelessness’ 100,000 Homes Task Force.

“How Amanda Got a Home” Read the full article here. 

Excerpt: “Amanda had been homeless for more than 10 years. Only 28 years old, this means she had been homeless for the entirety of her adult life – living with her sister in Houston, a shelter in D.C. and, for the past two years, a tent in the woods of Carrboro.

Amanda signing her new lease!

This past May, Amanda and her two cats moved into their own apartment in Chapel Hill. How? First, Amanda’s own determination and follow-through; second, a symphony of community partners, orchestrated by the Orange County Partnership to End Homelessness’ 100,000 Homes Taskforce.

The story began for me about a year ago when Amanda walked into the office of the Community Empowerment Fund (CEF) on Franklin Street with her very cute little dog, Paso. I can’t remember what brought Amanda up to our office that day, but from then on she became a daily presence at CEF. She began leading our weekly creative writing workshops, helping with outreach, working on her own goals, making savings deposits, and, sometimes, just hanging out on the computer. Through CEF Amanda was paired with two volunteer advocates, Audrey Boyles and Jon Young, who began partnering with her and working one-on-one to help her reach her goals.

Amanda with Audrey, one of her volunteer CEF Advocates

This past January the Partnership to End Homelessness held its annual Point-In-Time count, documenting the number of homeless men, women, and children in Orange County. This year as a part of the 100,000 Homes Campaign, the count included a survey to identify the most medically vulnerable homeless individuals in our community. Based on these surveys, a collaboration of 15 local agencies joined together to create person-specific plans to help the most vulnerable individuals in our community find housing.

Amanda was one of the surveyed individuals and the 100,000 Homes Campaign prioritized her to receive services. A network of community services and organizations came together: A supportive housing voucher through OPC Shelter Plus Care; an affordable apartment through CASA; a security deposit from Housing for New Hope; comprehensive health services through the Center for Excellence in Community Mental Health; vaccinations for her cats through POP; household furniture from a graduating senior at UNC; and one-on-one support from her CEF advocates, as well as her community and church friends. It was stressful; it was mountains of paperwork.

Amanda with Mary Jean, COO at CASA, the affordable housing agency renting Amanda her beautiful apartment

“I kept waiting on the big joke,” says Amanda, “for everything to fall apart.”

On Amanda’s first night in her new apartment she hosted a housewarming party. A family of friends, case-workers, advocates, pastors, jogging-buddies, therapists and community supporters came together to share a meal and celebrate Amanda’s accomplishment. A few of us even brought sleeping bags and stayed with Amanda for her first night, so she would be comfortable sleeping in this new environment – spending her first night in her own bed in over a decade.

Amanda says having her own home means “constant baths, air conditioning, a bed, and a lock. I can lock my door, that’s a very big deal. Oh, and I can cook!”

It’s the things we take for granted. It’s the distance between surviving and living. It’s doors opened for Amanda to continue her education at Durham Tech and become a Nursing Assistant, or to one day open a rescue home for abused and abandoned cats and support them through recovery.”

Read the full article here. 

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CEF: Community Empowerment Fund

Chapel Hill: 919-200-0233 Durham: 919-797-9233

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