Author Archive | Maggie West

Gwen: Building CEF Sisterhood

Gwen Miller, CEF Opportunity Class Teacher. Gwen is a school bus driver full-time in addition to her work at CEF.

Gwen is a motivator, a school bus driver, an educator, and a woman who inspires. After participating in CEF’s classes herself, Gwen now teaches our classes and makes it her personal goal to lift up the spirits and self-confidence of her class participants – the majority of whom are current residents at the women’s shelter. Gwen became homeless when she had to make the choice between paying her rent or paying her youngest son’s college tuition. She chose to invest in her son’s future, and without regret, was homeless for a year while working to get back on her feet.

Gwen brings a prophetic energy and oratory to CEF’s Sunday afternoon classes. Each week, in addition to teaching skills like budgeting, interviewing, and conflict resolution, Gwen introduces a theme to the women. Themes such as “I never give up on…”, “Gratitude,” and “I’ve got this.”

One participant remarked, “This is more of a sisterhood than a class.”

And it’s true! As Gwen puts it, “My goal for the Sunday Opportunity Classes is to lift the women’s spirits up. We have a lot of depression going on there at the shelter, and the women really need a group and a time that can be there to push them up and tell them not to give up. So I want the class to teach them life skills, and basically, survival skills. I enjoy doing this because I have been there and been through it.”

 

Gwen truly has come full circle. During class a couple months ago, after teaching a two-hour session about how to ace a job interview, Gwen mentioned to the women that just a year ago she was living at the shelter. The jaws of all the new participants dropped, and one exclaimed, “You have got to be kidding me!” It is a humbling experience to see the way the women’s eyes light up, the way they sit up a little bit taller, with the subtle reminder that, “Yes, I can do this. Gwen did this, and so can I.”

Continuing in her personal strides towards long-term success, Gwen is also a pilot participant in our Renter’s Savings IDA Program. We are so thankful for Gwen and her leadership, uplifting and inspiring many women who will follow in her footsteps.

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Forum Series: Politics, Race & the November Elections

FORUM SERIES: POLITICS, RACE & THE NOVEMBER ELECTIONS

SEPTEMBER 10 “Civil Rights and Disenfranchisement”
Speaker: Daryl Atkinson, Staff Attorney, Southern Coalition for Social Justice
Hargraves Center, 216 N. Roberson St.,Chapel Hill, 7:00-8:30 pm

SEPTEMBER 20 “Issues of Economic Justice”
Panel: Ajamu Dillahunt (NC Justice Center), Robert Dowling (Community Home Trust), Maxine Eichner (UNC School of Law), Ellen Harnick, Center for Responsible Lending
OWASA Community Rm, 400 Jones Ferry Rd, Carrboro, 7-8:30 pm

OCTOBER 4 “What Will Happen With Health Care?”
Panel: Cedric Bright, MD (Asst. Dean, UNC School of Medicine, President of the National Medical Association), Pam Silberman (CEO, NC Institute of Medicine, Adam Searing (Health Access Coalition, NC Justice Center), Gayle Harris (Director, Durham County Public Health)
United Church of Chapel Hill, 1321 MLK Jr Blvd, 7:00-8:30 pm

OCTOBER 18 “Public Education Disparities”
Panel: Mark Dorosin (Managing Attorney, UNC Center for Civil Rights), Keith Howard (Charlotte School of Law, formerly with Advocates for Children’s Services), Katy Munger (Progress NC)
United Church of Chapel Hill, 1321 MLK Jr Blvd, 7:00-8:30 pm

FREE AND OPEN TO THE PUBLIC

Sponsored by: The Organizing Against Racism Alliance

For more information: contact Wanda Hunter (whunter1@nc.rr.com); organizingagainstracism.com

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Why We're Saving

When CEF members applied to be a part of our first Renter’s Savings IDA Program, we asked members a couple questions about why they wanted to join the program.

Here’s why CEF members are saving in their Renter’s Savings account with CEF…

  • “So my kids don’t have to keep suffering.”
  • “To learn to help myself so that I can help my family.”
  • “Because it would give me incentive to save, and I’ve never saved, ever.”
  • “It would make me feel good because it would be available when a real need comes up.”
  • “Will help me build self-confidence and find stability.”
  • “I want to own my own home and need to have secure savings to do that.”
  • “This savings program will give me peace of mind.”
  • “Help”
  • “I would feel more secure to be financially independent.”
  • “Because instead of looking for money to fix things, if you have savings you already have funds in place.”
  • “To show me that even with the little money that I earn, I am still able to save.”

Through this program, we won’t just be partnering with members on their savings goals. We will also be focusing intentionally on their longer-term dreams for their households. When asked, “What are your goals for the next 3 years?” here’s what members are dreaming about…

  • “Purchase a home, build up savings, save in 401K, start building college savings for my four children, and getting healthy!”
  • “My own transportation and starting a business”
  • “Finishing school and paying off student loans”
  • “Build my income. My goal is to help others become stronger in their faith, to not give, and stay motivated.”
  • “I’m just taking it one day at a time. I am trained not to try to think that far ahead.”
  • “Getting my GED and saving for a car”
  • “Be in school and nearer to graduation”

Help us get there together. Sponsor a Saver to join together with one of our 10 pilot Savers, as they continue to invest in their own and their family’s futures.

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You're Invited! Meet Savers

Stories of the Long Road Home: How Relationships and Savings are Helping Homeless Families

Join us for an After-Service Coffee & Dessert event
Time: Sunday, September 23rd, 12:15pm
Location: Christ United Methodist Church, 800 Market Street, Chapel Hill, NC

Please join us for a half-hour after the service at Christ Church on Sep 23rd and enjoy coffee and dessert.

You will get to meet and learn from several of CEF’s members who have moved out of the shelter and who will share about their journeys and the unexpected struggles along the way.

This month CEF started a new savings program to help these families sustain their transitions out of homelessness. Members save towards an emergency fund, building a financial safety net for a rainy day. CEF matches members’ savings at 50%, helping families save as much as $3,000 for when they need it most.

CEF needs your help launching this program. The group is recruiting community members interested in sponsoring one of the pilot 10 Savers in this creative program. Learn more, hear incredible stories, and enjoy homemade desserts by joining us on Sep 23rd.

For more information on CEF and its impact in our community, please visit: CEF one-minute video 

And for more information on CEF’s new Sponsor-A-Saver campaign, please see: Sponsor a Saver

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Meet a CEF Saver: Robert

Robert will be moving out of the men’s shelter this month. While living in the shelter, he has been saving with CEF towards a security deposit for his new apartment and deposits for utilities. He is disabled and on a fixed income, and has taken the knowledge he gained from our financial education classes to find an affordable apartment that will allow him to continue to save for his future goals.

After he moves, Robert will be continuing to come to our weekly classes to stay connected to the support, resources, and community of the group. Robert has been homeless once before in his life, and when he talks about this move he says excitedly that he “is going to do it right this time. Make plans, keep saving, stay connected.” He is committed to saving monthly towards an emergency fund to make sure that life’s future obstacles don’t bring him back to the shelter.

Robert will be one of 10 pilot members in CEF’s Renter’s Savings Program. The program provides Savers like Robert the opportunity and incentive to save towards an emergency fund, matching savings up to $2,000 with a 50% matching contribution… resulting in an emergency fund of $3,000. Robert is also excited about the opportunities available through this new program to improve his credit score. He dreams of owning his own business and his own home, and knows this is the stepping-stone to those goals.

Help CEF launch this new program. Sponsor a Saver to donate the 50% matching contribution, directly matching the savings deposits of members like Robert.

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Meet some of our Durham CEF members!

By: Lyndsey Fowler

Profiles of several of our Durham members!

Name: Jacqueline Bostick

Hometown:  Halifax County, Virginia.

Favorite Quote:  “Girl, Please,” she said as she giggled.

Interesting fact: “I’m the All-American Girl. I am capable of doing many things, I am positive and traveled; but I’m still just a plain Jane”.

Passions/Hobbies:  “I write short stories, plays, and skits. I’m also well-versed on the piano and with singing; artist of all sorts.”

Jackie is currently playing Angel, a mother of street children, in an upcoming play, “If the Drugs Don’t Kill You, the Streets Will.” She described the play as, “sophisticated, with a twist. Very hardcore.”

 “I’ve learned some good habits such as not using convenience ATMs, and the importance of saving. The people of CEF do have genuine concern about our welfare as far as our finances, job skills, etc. They have that drive and knowledge that inspires me to save more. “

 “I love the computer classes with Joe and TWB. I hate computers, I mean absolutely hate them, and if I don’t have to use them then I won’t. But through CEF, I’ve learned how to keep up with my email, surfing the web, and other simple things that are helpful and enjoyable to me. And the best thing about it is I get a laptop at the end. And if they let me keep coming, I plan on it!”

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Name: Denise Mangum

Hometown: I am the fourth generation of Mangums to live in Durham, NC. My great-grandfather was a land owner and is displaying at the public library

Favorite Quote: My daddy used to say, “Gal, your eyes bigger than your belly huh gal.” He used to call us “gal”

Passions/Hobbies:  “My mom loved to sew and that’s something I’ve taken up. I can make almost anything, like patterns, selecting materials, and started out making dressed for my Barbie dolls! I used to sneak and use my mom’s single sewing machine and never stopped!”

“The jeopardy game with CEF was awesome. GO FOR THE BIG MONEY! ,” she said, “Learning about resumes was great as well. CEF is fun to be around, friendly, intelligent and good fellowship.”

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Name:  Denise Dickenson, newly announced President of Dove House. “I feel that this is truly a privilege,” Denise says.

Hometown: Durham, NC

Favorite Quote: “What doesn’t kill us makes us stronger!”

Interesting fact: “That girl can BURN in the kitchen!” – Vanessa Crockett, referencing Denise’s great skills in the kitchen.

Passions/Hobbies:  Denise wants to be the best grandmother possible to her new 6 -month grandchild, Aubrey.  She also enjoys reading, listening to music, and she says, “I’m funny too; I like to make people laugh.”

“I loved the jeopardy-millionaire game. Being involved with CEF through my safe savings account and the Opportunity Classes has helped me apply discipline in different areas of my life. Some of my favorite topics have been banking and staying on a budget.”

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Name: Tanica Parker

Hometown: Durham, NC

Favorite Quote: “Worry about nothing, pray about everything.”

Interesting Fact: “I want to eventually open my own daycare, and I look forward to partnering with CEF to accomplish that.”

“I appreciate the togetherness of the opportunity sessions. I’ve learned financial skills that are already beneficial. The advocates are all so helpful and easy to talk to. ”

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Name: Vanessa Crockett, Resident Manager

 Favorite Quote: “1. Believe you can and you’re half way there! 2. Nothing is impossible, the word itself says, ‘I’m Possible!’  3. In a gentle way, you can shake the world!”

Interesting fact: “I want to explore the deepest depths of the ocean. I believe in other life forms!”

Passions/Hobbies: “I would love to travel the world and become famous for my photography. Start a community garden. Write a book or screenplay. In my leisure I read and listen to all genres of music.”

“CEF has enlightened me with the importance of money management. CEF provides their time and service with an infectious enthusiasm. Their tenacity is a force to be reckoned with!!! CEF’s service work has heightened my sense of hope and self-sufficiency.”

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“Thank you for believing in me.”

We got a really wonderfully nice voicemail from one of our members, and wanted to share!

Hello! I was just calling because I wanted to let you know that I got a job. I had an interview last Friday, and I start today, which is Monday.

I’m excited and scared at the same time. I’m hoping that everything will work out okay. I want to thank you so much for encouraging me and guiding me and believing in me. It means a lot to me.

I know some people think stuff like that doesn’t matter, but it matters so much to me because I know there are certain places I can’t get to in life without other people supporting or helping me. And I have never let anybody support or help me, I never did, and now I see that it’s okay to accept other people’s help or support in order to get where I’m going in life.

I’m glad, and appreciate all of your love and support, and know I couldn’t have done it without you, I know I couldn’t.

But I still want to come up to CEF! I want to save my money, I have to save my money. I have two savings goals by the end of December so I’ll still come up there and I need someone to help me with my money like we discussed, so I’ll still be coming!

Love you!

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Gratefulness, Vulnerability and Community

By Peter Woo, Lend for America Intern

On Saturday, July 7, CEF celebrated its second annual Financial Independence Day by throwing a cookout party at HOPE Gardens. Though human flesh seemed to cook faster than the chicken (the grill was very small), CEF staff, volunteers, and members both veteran and new kept the spirit high with each other’s company. But it was a hot day, and the flow of the food supply was somewhat tight. Two of our members—Dennis and Ronald who had experience working for restaurants—and Mike—our former member, current Opportunity Class teacher and a former owner of a restaurant—were hard at work manning the grill and getting grilled.

Grilling out for Financial Independence Day

When I grabbed my share of some potato salad and beans, I sheepishly asked Ronald to make sure to grab a plate himself.

“Nah, I’m good. I’ll wait until I see that there’s enough food for everyone.”

I felt many things all at once when I heard his reply: surprise, shame, admiration, gratefulness. For the moment, however, I felt that it would be best for Ronald if I magnified my feeling of gratefulness, though I was mostly ashamed. Ronald was doing something that is incredibly hard for people to do; he was going through a lot of discomfort for the benefit of others. A proper response would be to accept that thankfully and take a positive challenge to heart.

The second leg of CEF’s dual mission is to incubate genuine leadership within students. And it’s such a great nursery for that kind of growth because students are forced to greet some form of discomfort every day. For me, at least, doing my best to face and embrace discomfort every day forced me to see a lot of ugliness in me which in turn made me vulnerable. And I find that mutual vulnerability through discomfort is critical for an authentic community that softly assigns both parties, me and my clients, into a place of sameness.

Chilling

As CEF currently goes through a process of growth, there seem to be some discomfort. Obviously, needless discomfort is a function of inefficiency, but I’m confident that CEF will grow into the kind of discomfort that promotes thoughtful self evaluation and community building vulnerability. It’s definitely not going to become an organization that grows comfortable.

“Very truly I tell you, unless a kernel of wheat falls to the ground and dies, it remains only a single seed. But if it dies, it produces many seeds.” John 12:24

Peter is a rising junior at the University of Notre Dame, and is interning with the Community Empowerment Fund through a national internship program called “Lend for America.” He has jumped right in and gotten involved in all levels of CEF’s programming this summer to learn about how we work and hopefully take some great lessons back to his home campus in Indiana, where he is starting a campus-based MFI called “JIFFI.”  

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2nd Annual Financial Independence Day

Join us this Saturday, July 7th for
CEF’s 2nd Annual Financial Independence Day!
Time: July 7th at 12:00pm
Location: HOPE Gardens, 2200 Homestead Rd,
Chapel Hill, NC
Our graduates will be grilling some delicious barbeque chicken and veggie dogs for the main dish. If you’re able, please bring a potluck side dish or dessert to share (but don’t let the potluck part keep you from coming, please come even if you can’t bring a dish!!)
CEF members will be performing their many talents, we’ll (re)sign our “Declaration of Financial Indepedence,” and we’ll have sparklers, whiffle ball, financial bingo, and all kinds of great games.
Hope to see you Saturday!
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Could CEF Survive without Love?

By Keith Pulling, CEF Outreach Coordinator

“Could the Community Empowerment Fund as an organization survive without love?

“It’s an interesting question, and one that is not so irrelevant to our organization, or the world as a whole. It’s a question that was recently posed to me as part of a speech delivered by Sam Wells (former Dean of Duke Chapel). In the talk, Wells argued that people, and students in particular, are trying to create a world that can properly function without love. We are working furiously to design and implement economies that will maximize efficiency and equity. We are reforming our school systems to ensure an equal and challenging education for all children, regardless of class or race. We are reading history books to learn of the foreign policy mistakes of the past, to ensure that we don’t repeat them in the future. But are we doing all of this with a posture of love, compassion, and intimacy? What good is a world with maximally performing economies, perfectly reformed school systems (whatever that may mean), and just foreign policies if the people that fill that world are alone and left with a feeling of emptiness?

“Maybe the solution to our problems is to take the focus off of the problem and back onto the people. As young students intent on change and justice, we get so caught up in fighting against institutions that we forget that we are supposed to be fighting for people. This is not to say that sometimes fighting against an unjust system is not synonymous with fighting for people—because often it is. But what happens when we win the battle? When we finally find housing, or employment, or healthcare for one of members? Do we simply check that battle off the list, and go on to fight against bigger and more oppressive institutions? Or do we take time to rejoice, knowing that the work that we do is work for people, and not just against institutions? It is a question that is central to the work of CEF as an organization, and to our lives as people in a world that is in desperate need of justice and hope. It is my wish that we can answer the question of could CEF survive without love with a resounding no, as we come to realize that we do not exist merely to solve problems, but to love people as well.”

Keith Pulling is a rising junior at UNC, and is spending his summer teaching a middle school summer program at Student U in Durham and interning at CEF as the Outreach Coordinator and general chief-of-fun-events and community-building. Thank you, Keith! For all that you do and who you are.

This summer, you’ll hear from a different member of the CEF summer staff every week! We’ll be collectively writing reflections on the day-to-day work with our members, office happenings, and lessons we’re learning. Look forward to more to come.

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CEF: Community Empowerment Fund

Chapel Hill: 919-200-0233 Durham: 919-797-9233

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