Archive | Housing

Voices for Change: Donna Carrington Highlights the Impact of Quality-of-Life Laws on Homelessness

CEF Executive Director Donna Carrington commented on the petition regarding the Enforcement of Quality-of-Life Laws in the Community during the Town of Chapel Hill Town Council meeting on Wednesday, September 11, 2024. In reflection, she shared, “It was crucial for me to speak because I understand the implications such petitions have on our community. Our unhoused individuals are often arrested for ‘quality of life violations,’ and it feels like our community is a place wanting to get rid of people instead of being solution-minded.”

Donna expressed concern over the increasing criminalization of homelessness. “I think it’s essential to address this issue openly,” she noted, acknowledging that her discomfort with public speaking only underscores the importance of the topic. “When I speak, I hope people understand the significance of what we’re facing. I knew that if I spoke, people would recognize its importance because I don’t like public speaking, and for me to do it, it has to be an important issue.”

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The CEF Freedom Liberation Ensemble

Join us August 27th! Everyone’s different voices are uniting for one cause: freedom and liberation. The CEF Freedom Liberation Ensemble is coming back stronger than ever, ready to advocate for fixed-income, low-income, and no-income populations.

By bringing the community together to sing justice-oriented versions of popular songs, we will be demanding that people in power hear the voice of the community.

This first rehearsal, open to all, includes CEF’s iconic version of “I Smile” arranged by founder Yvette Matthews.

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CEF First-Time Homebuyer Program Now Open

CEF First-Time Home-buyer Program is Now Open

In line with our mission to end the #racialwealthgap, we created our First-Time Homebuyers Program (FHP) to support CEF Members in Orange and Durham counties as they build wealth and stability through home-ownership.

We believe our Members making under 50% AMI should have a fair shot at building generational wealth. We also want to set our Members up for success. Because of external income and stability requirements by mortgage lenders and affordable homeownership organizations, within a process that has been shaped and gatekept by racialized capitalism, not every CEF Member who applies to our program will be accepted.

This has been a hard decision for CEF to make. We urgently implore local, state, and federal bodies to make radical strides toward removing any and all barriers to deeply affordable home-ownership for very low and fixed-income community members.

Until then, CEF aims to empower eligible Members with knowledge and tools they need to buy their first home.

Our Program Offerings Include

  • Financial coaching modules around homeownership
  • Connection to @HUDgov certified homebuyer education classes with local community partners: @empowementincnc , Reinvestment Partners and @communityhometrust
  • Support around hitting homebuyer savings goals
  • Financial assistance with downpayment and closing costs

Thanks to @chapelhillgov and Metlife Insurance, Upon completion of our FHP, CEF Members are eligible for 2:1 savings match in Chapel Hill, and a 3:1 savings match in Durham County, up to $2,000. So, Members buying a home in the Town of Chapel Hill can have up to $6,000 to put toward down-payment and closing costs, and Members buying in Durham can have up to $8,000.

We are grateful to our funders for working to alleviate one of the biggest barriers to homeownership: the upfront costs associated with buying a home.


Want more information?
Check out our screening and interest form, linked at: tinyurl.com/FHP2024

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Giving Essentials, Changing Lives

Join us in bringing hope and dignity to those in need


Join our donation drive to provide crucial essentials to individuals facing housing insecurity in our community. Your contribution can make a lasting impact by offering comfort and support to those who need it most. Together, we can make a difference. Donate today and help change lives for the better.

What You Can Donate:

  • Socks
  • Deodorant
  • Toothpaste
  • Toothbrushes
  • Travel Shampoo/ Conditioner
  • Sanitary Supplies
  • Menstrual Products (pads & tampons)
  • Adult Diapers (men & women)
  • Baby Wipes
  • First Aid Kits
  • Bottled Water
  • Suncreen

Drop Off Point: CEF CH Office 208 N Columbia St Suite 100, Chapel Hill, NC 27514

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2022 Annual Report: Joyful Community

A vibrant painting with a cloudy sky, orange sun radiating, and blue, pink, yellow, and black foreground. The words JOYFUL COMMUNITY are in blue in the sky. On the bottom right, the CEF logo and Annual Report 2022 are written in yellow.

2022 was a tremendous year for CEF! Our work was recognized both locally and nationally as we received the highest score on the City of Durham’s American Rescue Plan request for proposals and were honored with GSK’s IMPACT Award and Bank of America’s Neighborhood Builders Award. We were also selected as one of ten organizations to participate in Common Future’s 2023 Accelerator program, which will support our work to expand the first-time homebuyer program (see pg. 4). These recognition’s demonstrate the importance of CEF’s work, especially as Members continue to recover from financial hardships related to the COVID-19 pandemic.

In addition to recognition for our work, we also invested time and resources into creating a guide for the next five years. CEF’s new Strategic Plan was created with input from more than 65 community partners, Members, staff, board, and volunteer Advocates. We are so excited to share the plan with you (https://communityef.org/strategic_plan/). As we reflect on 2022, we will share stories using our new strategic framework (see pg. 5) as a guide. You will hear from Members about the importance of CEF being a strong & adaptable organization and how impactful organizing and advocacy affects their lives. You will also learn about some emerging programs that respond to Member needs and requests, and how CEF is investing in building a joyful community.

CEF continues to focus on relationship-based care, with Member/Advocate meetings as the primary way for CEF Members to receive support. The Strategic Plan did not change CEF’s commitment to cultivating opportunities, assets, and communities that support the alleviation of homelessness and poverty. Rather, it helped us hone in on what is important for CEF to be doing vs. what community partners and other service organizations can do to best support CEF Members. Thank you for being part of this journey with us and trusting us to do the work necessary to best support Members in our quest to end the racial wealth gap and empower the community.

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2022-2025 Strategic Plan

CEF Strategic Framework. Big Orange Circle with the words Building Joyful Community underneath. Inside the circle is a yellow triangle with the words Strong & Adaptable Organization underneath and three intertwining circles - two are the same size and one, on top, is slightly larger. The two that are the same size are navy and teal. The navy circles has the words Growing Through Partnerships next to it and the teal circles has the words Impactful Organizing & Advocacy. The larger circle is bright blue and says Responsive Member Services inside.

In partnership with consultants Jaclyn Gilstrap and Hope Tyson from A Visual Approach, CEF’s strategic plan is presented using an adaptation of an “Objectives and Key Results (OKR) Framework.” 

At the highest level of the strategic plan, the Big Goal and Key Contribution articulates CEF’s vision of community and its mission. These components are the guiding light of the strategic plan and connect the various areas of CEF’s work to the organization’s mission and its greater purpose in the community. In addition to the Big Goal (CEF’s Vision Statement), the survey data showed that Staff, Members, Volunteers, Board, and Community Leaders across the board saw an essential part of CEF’s efforts to be centered around Building Joyful Community. It was mentioned so often that it has risen to the level of the Big Goal. It is a complement to and expansion of the Big Goal, a doubling down and a re-commitment to this essential component of the organization’s character and culture.

  • Big Goal: Ending the Racial Wealth Gap, Empowering Community
  • Key Contribution (CEF’s Mission): Cultivate opportunities, assets, and communities that support the alleviation of homelessness and poverty

In order to achieve the Key Contribution, CEF believes that it must work towards all of the Objectives outlined in the strategic plan. The Objectives are significant and concrete, and there is a word attached to each that explains not only what the goal is but how it should be achieved (responsive, strong, adaptable, impactful, growth). As a whole, the Objectives make up the key areas of CEF’s work. The relationship between them is illustrated by the visual framework (FIG 1).

As we move forward in the direction of 2025, our organization is sure to experience many shifts and changes. This document is meant to help us navigate those changes, assisting us during times when decision-making feels hard and priorities are overwhelming. We thank each and every voice that contributed to this collective vision for CEF.

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2021 Annual Report: Hope Abounds

Hope Abounds: CEF Annual Report 2021

2021 was another difficult year. With the ups and downs of feeling like life was getting closer to pre-pandemic times and then going back into lockdowns and separation, CEF offered stability and companionship to Members. We stayed committed to remaining open, enforcing a vaccination or testing mandate for all staff and volunteers and continuing with COVID safety protocols to ensure that Members, staff, and Advocates could continue to meet safely. 

In this report you will learn more about CEF’s activities throughout 2021 — including information about our support of the Emergency Rental Assistance Program, the creation of the House Us Now coalition, and the joy experienced through the Share the Love: Art Show. In addition, you will hear stories from Members and Advocates–uplifting the hope they experienced as they worked alongside CEF to ensure that everyone in our community has access to safe, affordable housing and the opportunity for financial freedom.

As you read through this report I hope you will feel that hope too, that you can see the potential hiding just below the surface. Thank you for being a part of this incredible community and for continuing to offer support as we learn to adapt to a new reality. We are so grateful for each and every contribution. Thank you for supporting this work!

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2020 Annual Report: We are a Resilient Community

CEF Annual Report We are a resilient community 2020

As CEF has grown and blossomed over the years, we have been reminded, time and again, of the importance of being nimble and adaptive as we grow. As you will see in this report, 2020 was no different. In the enclosed stories you will learn how CEF responded to COVID-19 through articles and reflections from CEF’s staff. The report also shares more information about our quantitative impact and our year-end financials. This report is dedicated to the CEF Members who moved on in 2020, we hope you will hold them in your hearts and minds as you read.

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Time + Talents Podcast: All Things Housing

CEF Presents Time + Talents Podcast

CEF is excited to share the first episode of the Time + Talents podcast. In this episode, CEF Advocates Lily Levin and Lizzy Kramer interview a number of people involved in housing in Durham County to help listeners learn more about how the COVID-19 pandemic is affecting people’s housing situations and what services are available for people who may need support.

This podcast was arranged by Durham Office & Community Organizer Rosa Green.

We hope you enjoy the podcast. Please share with your networks.

Time + Talents is CEF’s member-driven advocacy platform in Durham. Members chose the theme of this podcast and will continue to be involved in choosing future themes to ensure that the podcast is relevant to their needs and interests.

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The Knowledge Series

The Knowledge Series is a project dedicated to sharing information with our communities on how housing discrimination manifests today. Throughout this week, we will share a series of posts that delve into the history of housing discrimination and what it looks like in our everyday.

Please read our previous posts: Part 1, Part 2, & Part 3.

Part 4: Why do these systems continue to exist?

Systemic housing discrimination is still present in modern-day. While it is illegal to discriminate against someone based on race, Black families are still negatively impacted by discriminatory practices, both past and present. When discriminatory practices are used, ending those practices is not enough for people to experience equity–reparations must be made to repair the harms that have been caused. Since the United States has not participated in reparations for Black families, they are still experiencing extreme disparities, especially in housing and financial security. 

We’ve discussed in previous posts that Black people make up 51% of the homeless population in Orange County, while only making up 12% of the general population. American slavery and systemic racism, backed by Jim Crow laws, set Black communities back hundreds of years in their attempts to accumulate wealth and assets. Laws throughout the South mandated racial segregation in almost all public facets and denied Black people basic civil, economic, and social rights, including the right to vote. This continued through the Civil Rights Movement in the 1960s (and some would say still continues today), making the idea of property ownership and asset accrual for Black families nearly unattainable (“Jim Crow Era,” 2020).

These historical elements, as well as more modern practices such as redlining, white* flight, and gentrification, have had a substantial impact in our own backyard. The wealth that Black communities were able to generate in places like Durham, was systematically taken from them throughout the 20th century through such practices. Additionally, the Northside District of Chapel Hill has been heavily gentrified by UNC students in search of off-campus housing.  

The University of North Carolina at Chapel Hill was built by enslaved Black people who were exploited for their labor. In the 19th and 20th centuries, Black employees of the university were funneled to the Northside District because it was one of the least proximate areas to campus at the time (DeWulf, 2017). Northside has been a predominantly Black neighborhood for 175 years, but it is now experiencing gentrification as UNC students seek affordable off-campus housing. 

Off-campus living has become increasingly popular for college students in Chapel Hill (with 50% of UNC students currently living off-campus). Many students moved to the Northside District specifically for its relatively affordable rental prices. Furthermore, as the university has grown in geographic size, the Northside District is now comparatively closer to campus than many other off-campus housing options (Cheek, 2017). Nearby Carrboro, also being heavily gentrified, has many high-quality restaurants, thrift stores, and boutiques that add additional appeal for college students. The interest in off-campus housing has driven up rent prices throughout the Chapel Hill-Carrboro community, as landlords see no issue with charging college students above-market rents and has pushed Black residents out of the Northside, a reduction of 60% between 1980 and 2010 (DeWulf, 2017).

As Northside becomes more and more “desirable,” middle-class families have also moved into the area. This further isolates longterm residents of the Northside District from their own community. Since white families moving into neighborhoods like Northside make, on average, two times what Black families make, they are more likely to take advantage of low property costs in historically Black neighborhoods in order to buy homes (Badger et al., 2019). Many of these families renovate their new homes, increasing property values, which leads to increased taxes for entire neighborhoods (Badger et al., 2019). As other middle-class families (typically white) see families that look like them and nice-looking houses they are more likely to purchases homes in the same neighborhood, further gentrifying the area. 

Durham, as we discussed yesterday, has also been deeply impacted by housing discrimination. Specifically, the impact of redlining on Black communities in Durham has led to long-lasting disparities for Black neighborhoods. In the 1950s-70s, a phenomenon known as white flight occurred throughout the U.S. This was a process of white people moving out of urban areas, particularly those with significant Black and Brown populations, and into suburban areas, in an attempt to distance themselves from communities of color. White flight causes areas to suffer economically from reduced tax income (due to population losses) and also contributes to harsh policies (Semuels, 2015). 

In recent years, Durham’s downtown has also been impacted by gentrification as it has become host to many luxury stores, critically-acclaimed restaurants, and crafty boutiques. When businesses like these move into an area they make it difficult for residents who have lived there for decades to keep up with the rapidly increasing cost of living. The practice of gentrification throughout Chapel Hill, Durham, and the rest of the Triangle, has made housing inequality and segregation even worse (DeMarco and Hunt, 2018).

Black people in the United States face racism every day, but it is often overlooked that racism is deeply ingrained in the housing search process. Things like credit checks, background checks, reference letters, and requiring multiple months of rent upfront disproportionately and negatively affect Black people in their housing search. When you throw in systemic barriers and racist practices, like redlining and gentrification, it imposes a greater hardship on low-income and communities of color. Discriminatory housing practices like redlining and gentrification may not seem racist at face value, but hopefully, the posts in this Series have provided some context to the deeply systemic racial barriers that have plagued Black families in their goals of financial independence and housing security for hundreds of years. 

Join us tomorrow for some insight into the work CEF is currently doing and to hear why our mission is so important. CEF is actively working to provide resources to Members experiencing homelessness and/or financial hardship and to dismantle oppressive policies and practices that create a cyclical experience of poverty and housing insecurity for Black people and other people of color. This advocacy work, along with continued education among Staff and Advocates, helps us provide the best support for people experiencing homelessness and financial insecurity in Orange and Durham counties. 

*In general, CEF uses APA grammar rules in our writing. The APA says that the names of race and ethnic identities should be capitalized, as they are proper nouns. For this series, and moving forward, CEF is intentionally leaving “white” (when referring to a racial identity) lower-cased. We recognize that by capitalizing words we are giving them power and we do not want to encourage white power in any way. Unlike the AP’s explanation for why they are choosing to lower-case “white” we want to be clear that we believe white people do have a shared experience–that is one of privilege. We also believe that undoing racism is the responsibility of white people and worry that implying that white people do not have a shared experience (as the AP does) is a dangerous tactic that is aimed at discounting the responsibility that white people have in undoing racism and white supremacist culture. Ultimately, we know that race is a construct but that racial differences are not. They are real and need to be addressed directly. For any questions or clarifications around CEF’s choice of words please contact ari rosenberg (arir[at]communityef.org).

Badger, E., Bui, Q., & Gebeloff, R. (2019, April 27). The Neighborhood is Mostly Black. The Homebuyers Are Mostly White. The New York Times. https://www.nytimes.com/interactive/2019/04/27/upshot/diversity-housing-maps-raleigh-gentrification.html?searchResultPosition=1

Cheek, S. (2017, April 6). Competition for housing helps drive Chapel Hill rent up to highest in state. The Daily Tar Heel. https://www.dailytarheel.com/article/2017/04/increase-in-chapel-hill-rent-prices-driven-by-competition-for-housing

De Marco, A., & Hunt, H. (2018). Racial Inequality, Poverty and Gentrification in Durham, North Carolina. North Carolina Poverty Research Fund. https://fpg.unc.edu/sites/fpg.unc.edu/files/resources/reports-and-policy-briefs/durham_final_web.pdf

DeWulf, S. (2017, March 2). Saving Northside, the largest black community in Chapel Hill. Omnibus. http://mejo457.web.unc.edu/2017/03/saving-northside-the-largest-black-community-in-chapel-hill/

Jim Crow Era. A Brief History of Civil Rights in the United States. (2020, July 28). Georgetown Law Library. https://guides.ll.georgetown.edu/c.php?g=592919&p=4172697

Semuels, A. (2015, July 30). White Flight Never Ended. The Atlantic. Retrieved from https://www.theatlantic.com/business/archive/2015/07/white-flight-alive-and-well/399980/ 

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CEF: Community Empowerment Fund

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