Archive | Member Story

Antonio

Antonio tells a story like no other, weaving in about four other stories on the way to telling the one he started with. The son of a teacher and a veteran, he loves history and has a passion for helping his community.

Antonio came to Chapel Hill after losing his job in Kinston. He moved into the IFC shelter and quickly connected with CEF through two other residents. A chronic health condition prevents him from working full-time, so Antonio’s Advocates helped him navigate the application for disability benefits while also supporting his search for part-time employment.

His benefit application was approved! Next, Advocates connected him with Caramore, a supportive employment and housing program where he now works and lives. “Y’all helped me to save money. Y’all helped me acquire affordable living.”

Antonio loves music and grew up playing by ear on his aunt’s antique piano. He was one of the first to join the CEF Advocacy Choir, sharing, “I think being a part of CEF is a way of showing that you want to make a difference in your community.”

This story about Antonio was featured in CEF’s 2016 Annual Report!

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Merica’s CEF Story

Merica St. John is an artist in both word and deed. In her home, at every turn, there is a handcrafted statement piece with its own backstory—ways her identity and history find vibrant expression. In a conversation, at every turn, Merica weaves stories, bringing her own experiences, feelings, and communities to rich life. 

Merica first met with CEF Advocates in 2014 as she was just getting settled in Durham in a new home. Recently, she purchased that home, and invited her Advocate Valeria, and CEF Co-Director Janet to her housewarming party. Thank you, Merica for sharing your story with us and the CEF community! 

Merica and her Advocate, Valeria, at a housewarming party to celebrate Merica’s home purchase! 

June 27, 2017

Making New Roots

It was a hot day in July when I stopped in at the VA Hospital in Durham to see about help for homeless veterans.  I wasn’t exactly homeless, but I was staying in a hotel while I looked for a place to live in my newly adopted hometown and state. I’d moved to North Carolina from Minnesota that summer of 2014 without knowing anyone.  I arrived with two suitcases and a lot of hope and faith.  It wasn’t the first time I’d moved somewhere new without all the puzzle pieces in place.

My husband and I left Minnesota for Alaska in much the same way eleven years before that.  I had no idea then that I would be a widow a year afterward.  Six years later, I went to Ghana, West Africa in a similar way, knowing only one person on the entire continent of Africa.To many, such moves seem risky and foolish, but I’ve walked with God for thirty-eight years, so it doesn’t seem strange to me when He directs me in this way.  Never yet has He failed to provide for me.

And so, on that July day three years ago, I met with a social worker who told me about CEF.  “I know you’re not really homeless and soon you’ll have housing of your own, but you’ll still need to know about community services and ways to make Durham feel like home to you,” she said as she handed me CEF’s number.

I called, and the rest, as they say, is history.  On a Saturday soon after that, I met with Valeria, a lovely young woman attending Duke.  Although far apart in age, we soon found common ground as she was new to the area as well and far from her former home in the West.  She understood my needs, which were primarily for furniture and other basics to set up housekeeping.  By the time we met, I’d found a house to rent.

A Home Meant for Merica

She and others found it a little hard to understand why I needed a 1200 sq. ft. house just for myself, but I knew the place was perfect.  Although I had no one else living with me, I always thought in terms of hospitality.  I needed a room for writing and one for crafting, as well as my bedroom.  I needed a guest bathroom as well as my own.  I considered how many people I could have for dinner, or to come for afternoon tea.  I thought about parties, and even overnight guests I knew the house was just right for me.

What no one knew except me and those who had known me long before was that living in a house was a miracle.  I had suffered for years with clinical depression and severe anxiety, both conditions crippling me in many ways.  I also had PTSD following sexual traumas beginning very early in life.  For nearly a decade in my midpoint of life, I couldn’t live on my own at all.  I spent close to a year in a wheelchair, and almost four years in a nursing home due to debilitating mental and physical issues.  Little by little, with a lot of therapy, I got better and more able to manage life.  When I was at last able to live on my own, I chose apartments so I would never feel alone and vulnerable.

By the time I moved to North Carolina, I had been living on my own for fourteen years.  I was feeling healthier in body and mind than I ever had.  I was ready to try a townhouse in Durham.  I used Rent.com to find a place.  It’s free and a great service that helped me weed out places by looking at them on the Internet.  Even after putting in such criteria as needing central air and a convenient location, there were many that just weren’t right for me.

Coming from the Midwest, one thing I wanted was a porch.  I went to see a townhouse with a porch and a white picket fence.  It looked so charming on the website, but when I saw the interior layout I knew it wasn’t right for me. I went to see another townhome that seemed nice.  It had a fenced-in yard with lots of trees behind it, and I liked that.  Still, I knew it wasn’t “the one.”

A few days later, as I sat at the hotel’s computer, I saw a house I wanted to go see it right away.  The owners wanted to sell it, but they ran out of time before their move, so they put it up for rent.  I knew this was the house for me.  There was a porch across the entire front of it, and there was a fenced-in back yard with trees behind it.  But the way I knew it was my new home was that it had a writing room with built-in desk space.  The layout and location were ideal for me.

Homemaking and Community

Soon, I met my neighbors and found them to be kind and helpful as I settled in.  I rented furniture from a very dear man named Terry at Victory Rentals.  Through CEF, I learned about the Furniture Project, and soon had two nice kitchen chairs, a love seat, a queen size bed, a nightstand, a table, dishes, etc.  Within a short time, I was able to end the rental of furniture, keeping only the washer and dryer.  Eventually, I paid them off and still use them three years later.

Valeria and I focused on other things such as a budget and connecting with other services in the community.  It wasn’t long before I felt like I belonged in Durham and was networking.

It is June three years later, and anyone seeing my home would find it hard to believe I arrived with nothing.  My home is filled with pretty things that make it look like I’ve acquired treasured items over the years.  In reality, most of them came from local thrift stores, but they have happy memories for me as I chose them with care.

I’ve been asked when I became so “crafty,” doing fiber arts and décor items.  I usually just smile and say I’ve been doing it for years.  There is a story to it, though.  I was graduating from high school, and each of us in the Class of 68 carried a long-stemmed yellow rose in the procession.  I was to read the class poem I’d written.  Being a bit nervous, I finished at the podium and returned to my seat afterward and sat on my rose I’d left on my chair.  I sometimes tell people my crafting interests began in high school with pressed flowers!

May 2017 was quite a month.  I bought the house I’ve lived in since moving here, I had a house party and got to see Valeria again along with Janet and many other friends old and new that I’ve made since I came here.

Exactly two months after starting the process to buy the house, I began a relationship with a male companion. His name is Harry, and he is a 16-pound Maine Coon cat.  He is over two feet long and still growing.  He not only moved into my home but into my heart as well.  I adopted him from a local animal shelter.  I know what it’s like to need a forever home.

And so, my story goes on.  As each piece fits into place, I feel more settled, and I make more friends.  I treasure all those I’ve made.  Valeria has moved away now, but we keep in touch.  She will always be part of my life, as will others at CEF and elsewhere who helped me get a foothold in Durham.

I am also finding new writing opportunities and hope to see more of my books in print this year besides the two currently in publication.

The only moving I plan to do now is to move my dear Harry off my keyboard so I can keep writing.

Harry, Merica’s new companion. 

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Terry Eaton: My Story

Terry with his Advocate Brittany and CEF Co-director Maggie!

We first met Terry in January of 2017 when he was staying in the shelter at IFC. That day he told us his goals was specifically, “to complete the 12 opportunity class and take advantage of all the benefits that come with it. I’m ready to get started with the savings plan. I’m ready to start with the laptop savings plan, and use savings for security deposit once I secure a unit.”  Three months later he had accomplished his goals and wrote this story to share with the CEF Community. 

May 09, 2017

My name is Terry Eaton, I am a disabled Veteran. I was born in Wake Forest, North Carolina.  My Grandmother raised me, for my parents. They were divorced. So my childhood was pleasant, as I grew older I began to hang out with friends that drink and use drugs. Mind you I was raised well but made bad choices.

My Grandmother made sure I went to school and church, she was a Christian lady. Bless her soul. I graduated from high school but dropped out of college after the first year. I got a grant, didn’t make good grade’s there; again bad choices followed me. I eventually joined the United States Army, managing to keep myself together in order for a better life for myself.

During that time I lost my real father, my mother had remarried long before.  I went on with my life but I began to abuse alcohol and drugs. I became a patient in rehab centers in different States trying to overcome that Demon. It just wouldn’t let go. Even today I am a gratefully recovering addict and I thank God for my life changes. At one time I was a convicted felony, but today, I haven’t been in any legal trouble in over 7 years because of faith and belief in change.

I pray each day to my higher power to guide me and show me the way he wants me to live.  Today I am a member of White Rock Baptist Church in Durham, North Carolina where I am a resident. To get to where I am today is a miracle within itself, and the IFC Shelter and the CEF  (Community Empowerment Fund) in Chapel Hill, North Carolina gave me most of the spiritual belief that things would get better for me.

This is how I got there, from my last and hopefully never again relapse from the Demon  I mentioned earlier in my story. They are great people there at both organizations, who care for men and women in need of a second, third, or an even fourth chance at life. I know because I was one of those men, who reached out for help and they gave it unselfishly. I thank all of you. Today I have a new apartment and am about to start classes at Durham Tech, in Durham, North Carolina. Soon I will be getting back to work. God is merciful.

P.S. I hope my story was inspiring to whoever needs hope.

Good Luck!!!

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Unlocking Doors Video

Produced by CEF for the Unlocking Doors Initiative and the 2017 Mayor’s Landlord Roundtable.

The Unlocking Doors Initiative is a partnership between landlords, non-profits, the City and the Durham Housing Authority. With visionary new leadership at the DHA and a groundswell of community support, we are at a crucial juncture in Durham. Mayor Bill Bell has issued a challenge for us to lease up individuals and families, including veterans, to permanently end their homelessness. Landlords and non-profits, will you consider joining us as a Key Partner?

Learn more at unlockingdoorsdurham.org

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Earl

Growing up and Getting Started

No Matter What. That is what the bracelet on Earl’s wrist reads.  Earl has been sober for 15 months and counting but his memories are fresh from when that was not the case. Earl has been meeting with his Advocate Steven in the Chapel Hill office, pursuing savings and securing employment alongside a 12-step recovery program.

Born in Charleston, South Carolina, Earl grew up in a large family. “My mother and father had 12 kids, my father was a hardworking man… I’ve seen a lot of things in a young stage that’ve helped me become the person I am today…There was a lot of love,” shares Earl, but “I grew up in an unstable home.” Earl recalls how certain things shaped his relationship with finances. Where I’m from it wasn’t just about savings, it was about trying to survive… my father never had a bank account, never wrote checks so my mother didn’t either.

When Earl first came to CEF in March of 2016, he was skeptical. “You know, I wasn’t sure about what, you know, I could get from CEF. But I found a lot of students from UNC—they really care about the community. They volunteer their work. I know that when people volunteer their work, they’re here for a purpose… I remember my first day at orientation, it started right then and there. There was so much that they offered me to do. They put the guidelines for what I can and can’t do but it was up to me as an individual to follow those guidelines. It was like being in school, if you don’t do the assignment, what’s the good of being in class.

Finding Work and Financial Stability

At CEF, his consistent Advocate meetings manifested into a successful job search where Earl secured full-time employment at the Carolina Ale House. “The job search it was an experience, most of the jobs I had were daily paid labor. I understood I didn’t want that type of job anymore”.  Although the restaurant recently closed, he feels more prepared now for the job search than he did before. “We’re not finished yet. We’re looking for a job. But now I know how to approach it. He’s (Steven’s) already setting the guidelines for me, he’s already helping me prepare for tomorrow… That’s what I learned from CEF. Preparing myself for the future.”

Earl also spends his meetings with Steven working on finances, which includes disputing debts and created payment and budget plans. By making consistent savings deposits, Earl has saved just shy of $4,000. “I came by Tuesday and put $500 in my savings because I know it’s the right thing to do. I love the idea, I really do, of having a savings account.” Earl also opened a bank account at Coastal Federal Credit Union to build even more savings and have access to a checking account! Now, I go to a bank and they know my name. ‘Hey Earl, how you doing Earl?’  Even when I’m not there to cash a check I still go in there, talk my banker, talk about ball, talk about how my life is going.” Earl told us that his banker even offered to be a reference for prospective employers, “she sees something in me that I didn’t see when I first started to open my bank account.”

It’s About Relationships and Family

Earl is paired with Steven but that does not stop him from building connections with other CEF Advocates. “I gave a couple of advocates some names like ‘Sarah Salad,’ ‘Sarah Hotdog,’ ‘Chocolate Ice Cream’, you know, because that’s the kind of bond I built with them.”

Earl with CEF Advocates at the Financial Independence Day celebration

Earl only has words of praise for Steven. “It’s all about the relationship that I built with Steven has helped me focus on things in life that I know I am able to achieve…he always has great things to share with me. He always gives me that positive motivation.” More than anything, Earl believes the key to success is partnership. “I don’t want a handout. Just give me a hand… Show me, guide me, pull me along the way.  Just give me that, “you can do it.” That is the hand I need.”

So what exactly is Earl saving for? Family. “I have 3 sons, 3 grandsons and we have never all been together at one time…We’ve never been together. Every day I get a little older. We’ll get together and play a game of basketball…That’s one of the reasons I’m trying to save some money too. One day man, one father’s day man, there’ll be that love, that unity.”

Earl and his Advocate Steven in the Chapel Hill office

 

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Annual Report 2016 : Transformative Community

“We share these stories, and are reminded just how profound it is to be a part CEF. We share them with gratitude for the whole wide CEF family—Members, Advocates, supporters, and friends. Thank you for reading, writing, and living this story with us!”

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David: Crafting Community

How one Member’s passion for quilting is spreading love and togetherness at CEF 

David believes that every quilt is an opportunity for connection. “Our society is losing that personal touch, and in that process of us making that quilt, if someone is bothered about something, we have the chance to talk about it.”  Originally from Sanford, North Carolina, David moved to Chapel Hill last summer to receive better medical care for his sickness and quickly found himself without a place to stay. “I’ve never experienced homelessness until now.”

David’s passion for quilting is life long. “I have been quilting for 30 years or more. When I was young I couldn’t play outside too much, I used to sew my mother’s clothes and when I got older I took an industrial sewing class.

David was initially connected to CEF through the IFC men’s shelter.  “I wanted to see all I could about all the people around, and I found out about CEF the day during that time I was sick. He (his advocate Kevin) was just like a brother. What I did is a lot of the meetings, and during that time and I was going to Opportunity Class. I was just trying to get a feel for what things were going.” David also enjoys engaging in Talking Sidewalks and CEF’s Advocacy Choir, where he performed for the CEF TED Talk in Memorial Hall this past April. His weekly meetings with his Advocate Kevin, however, sometimes included searching for local quilting groups to join “I liked taking something you would throw away and making something beautiful.”

David with his Advocate Kevin at the 2017 CEF Graduation Celebration!
David passing out fabric from his trove of quilting supplies!

  In February of 2017, David, alongside Kevin, launched the first ever Quilting Circle in the Chapel Hill office. The Quilting Circle allows Members and Advocates to enjoy a community that socializes, relaxes and celebrates each other. “The thing about old-fashioned quilting is that it takes everyone together in the circle to make it. Quilting forces us to talk to each other about things and, in turn, we start to form a strong bond.” Each week, that is exactly what Members and Advocates do, gathering in the CEF office for a collaborative craft and safe space to support and celebrate one another. David, who is currently staying in the shelter, provides all the fabric and supplies himself. He has successfully gotten some supplies donated through the Scrap Exchange in Durham. His quilting projects vary from week to week as he brings new projects to keep people interested and learning. “I just take everything and look at the goodness of it because you can turn everything around and make it pretty, Cause you know, everybody has faults, everyone has needs, everyone is human so live and let live.”

The first quilt is set to be put up in the office this summer. This is my way of giving back for everything y’all have done for me. If it wasn’t for CEF in this moment, in this time, these people would not be able to come together and make something so beautiful.”

So what is David looking forward to? ”To be in my own place so I can keep on quilting. I am going to quilt and sew until the day I leave the earth.”

Sound amazing?  Come to Quilting Circle any Thursday at 6:00pm in the Chapel Hill office and see for yourself! No experience necessary.

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CEF First-Time Homebuyers!

“I was able to pay off over $5,000 in credit card debt, raised my credit score almost 80 points, maintain a safety net savings account and purchase my first home! Thank you all for your support!”

CEF matched savings accounts now support Members in reaching goals all along the continuum from homelessness to homeownership. We launched a new program in 2016 to support first-time homebuyers with Reinvestment Partners and the Duke Homebuyers Club.

Paige was one of the first 5 CEF Members to successfully purchase their own home during the first year of this collaborative program!

Paige worked incredibly hard and with amazing focus to reach her goal in just ten months. She worked extra jobs in addition to her full-time job at Duke. She participated in CEF’s Financial Coaching, meeting regularly with Donna Carrington (CEF’s Housing Stabilization Specialist) and sharing, “Donna was a great motivator and kept me on track with my financial goals.” Paige was able to pay off debts and improve her credit score, which qualified her for an affordable mortgage. Meanwhile, she successfully saved for her down payment and closing costs, receiving a dollar-for-dollar match from CEF!

Paige is proud to be a homeowner. One of the best parts? Her mortgage payment is actually cheaper than her rent payments were, and she is building an asset for the long term.

CEF is supporting this pilot program for first-time homebuyers in Durham in collaboration with Reinvestment Partners, the Duke Homebuyers Club, and the Duke University Office of Durham & Regional Affairs. The Homebuyers Club partnership brings together incredible resources for the participants, including homebuyer education and credit assessment through Reinvestment Partners, and a wide array of community experts through Duke’s partnerships, including attorneys, appraisers, and credit unions.

Meanwhile, CEF provides our one-on-one financial coaching so that participants like Paige can take action steps in building credit, budgeting to reach their goals, and accessing resources. In just the first year of this pilot collaboration, we have seen amazing results.

Since the Homebuyers Savings program began, results from April 2016 – April 2017 include:

  • Pilot participants have built $16,864 in savings towards the purchase of their first homes.
  • 5 of the first 9 members have already bought their homes, with the remaining participants well on their way towards achieving their goal within the 18-month pilot period!
  • Members are saving on average $144 each per month
  • 67 one-on-one coaching sessions completed with members in 1 year
  • 85% of program participants are women
  • 100% of program participants are people of color
  • Thus far, mortgage payments for these homebuyers are less expensive than their monthly rent payments were previously.
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CEF’s TED Talk: Homeless, and Outsaving Half of the United States

Presented at the 2017 TEDxUNC event at Memorial Hall: CEF’s Co-Founders / Co-Directors sharing the transformative story of a group of college students and shelter residents who built a community organization and financial tools that support sustained transitions out of homelessness. The CEF Advocacy Choir sings to close out the talk, with an original song about the joy of finding a home after experiencing homelessness.

photographs by TEDxUNC

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CEF Member: Mark

“I’ve been cutting hair for about 30 years now, since I was 19 years old.” Mark is skilled in his trade and has been working consistently, but nonetheless found himself facing homelessness after he had to move out of his previous apartment and without enough savings. Mark shares, “I didn’t have any way to save my money because I couldn’t open a bank account… because when you have an account and you close it out and you still owe money to the bank, it’s pretty hard to get an account.”

Mark did not have a bank account for over seven years. Self-employed as a barber, saving without an account was incredibly difficult. Now, with his CEF matched savings account, Mark faithfully makes deposits every week. Mark shares, “I’ve been there in the shelter now for about 4 months and I’ve managed to save my money. And I’m looking for a place now and my money is right, so I’m shooting for January to start the new year right in my own place.”

Mark not only built savings to move out of the shelter immediately, but also built a real habit of savings. “I make my deposits every Wednesday. On my job we pay booth rent. We pay booth rent on Fridays, and I come here on Wednesdays and I make my deposit, usually $200-$260, and I try to hold on to at least $150 to pay my booth rent on Friday. So once I pay my booth rent on Friday then I can start saving Saturday, Sunday, Monday, Tuesday to make my deposit on Wednesday.” Perhaps the best part about this habit is that Mark also always squeezes in time to go fishing – one of his absolute favorite pastimes – right around his Wednesday meeting with his Advocate.

He is a huge proponent of the CEF savings accounts. “Where else can you save money, and they give you 10% of your savings after you meet your goal, and the only requirement for the goal is to educate yourself on how to be independent and take care of your bills and stuff of that nature. It’s phenomenal.”

Mark not only surpassed all of his savings goals so far, but also improved his credit and achieved a broad range of goals. His Advocate Kevin reflects on learning from Mark’s astounding progress, sharing, “We’re doing the financial coaching sessions together, and he actually was the first member that I’ve worked with about checking credit. And I realized that I should really know more about my own credit if I’m going to be working with him on his. I started checking my credit at the same time and we have been able to talk each month when it comes out and it changes and working on improving it together, and the same with saving as well. It’s been cool to be able to apply the financial coaching together with my own life, and really kind of share what we learn as we are doing it together.

mark-burnette-jby16-13

Mark has a dream of completing his Associate Degree in counseling, and already has 49 credit hours towards this goal. “I’m just trying to finish that for my mother. She’s passed but she liked the idea of me getting an education… It would be something really special for me to have an Associate’s after coming from my past.” He and Kevin took the first steps towards this career goal by exploring transferring credits to a local college and by saving successfully for a laptop computer, which enables him to upgrade his computer skills as he prepares to go back to college.

While Mark prepares to move into his own place soon and to take the next steps in his career, Kevin and the whole CEF team are glad to be at his side.  After all his work, Mark says that CEF has “given me the confidence to know that I can save money… And the services they’ve provided have been helpful, not just to get housing but also… to not find myself in this situation again.”

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CEF: Community Empowerment Fund

Chapel Hill: 919-200-0233 Durham: 919-797-9233

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