The Community Empowerment Fund (CEF) is excited to announce that, as part of our organization’s 5-year strategic plan, we now offer 20% matches on savings goals for Members enrolled in our Safe Savings Account Program! CEF’s Safe Savings Account Program helps Members save for personal goals, such as school fees, security deposits, or emergencies.
Poor and working-class individuals who lack access to traditional banks often face exploitation by predatory lenders and unfair banking practices, like payday/pawn shop loans, check cashing services and high-interest credit cards. These alternative banking institutions frequently trap vulnerable community members in a cycle of debt and poverty.
When Members engage with CEF’s Safe Saving Program, they open Individual Development Accounts (IDA), which require no minimum balance, have no fees, and do not impact debt or credit history. No ID or proof of citizenship is necessary to open an account; however, a state-issued ID is required to cash checks. CEF can also write checks directly to vendors if needed.
To receive their 20% match, Members participate in eight 2:1 financial coaching sessions with CEF Advocates. We tailor these coaching classes to Members needs, aiming to boost their confidence in managing finances and ultimately empowering them to achieve financial freedom. Coupling savings goals and financial education with the IDA has proven effective in increasing short-term savings and long-term economic stability for working-class people across the country since the 1990s.
Don’t miss out on this chance to transform your financial future. Sign up today for CEF’s Safe Savings Account Program and start on the path to financial freedom with the support you deserve!
CEF Executive Director Donna Carrington commented on the petition regarding the Enforcement of Quality-of-Life Laws in the Community during the Town of Chapel Hill Town Council meeting on Wednesday, September 11, 2024. In reflection, she shared, “It was crucial for me to speak because I understand the implications such petitions have on our community. Our unhoused individuals are often arrested for ‘quality of life violations,’ and it feels like our community is a place wanting to get rid of people instead of being solution-minded.”
Donna expressed concern over the increasing criminalization of homelessness. “I think it’s essential to address this issue openly,” she noted, acknowledging that her discomfort with public speaking only underscores the importance of the topic. “When I speak, I hope people understand the significance of what we’re facing. I knew that if I spoke, people would recognize its importance because I don’t like public speaking, and for me to do it, it has to be an important issue.”
CEF is deeply proud and excited to share that Donna Carrington, a skilled and passionate CEF Staff member, has been promoted to the position of Executive Director! Over the past year, CEF has worked to restructure organizational leadership to better fit the growth and change we’ve experienced through a decade of work. Donna’s appointment as Executive Director marks the beginning of this new structure, and we are excited for Donna’s strategy and vision as we move into the next decade.
Message from CEF’s Board of Directors:
“The Community Empowerment Fund Board of Directors and Staff have been deeply and intentionally working together to envision the evolution of CEF over the last four months. The Governance Committee is thrilled to welcome Donna Carrington as CEF’s new Executive Director! The Board has worked closely with Donna during this transition and we are deeply confident in her ability to lead us into the future. Over the last 5 years, Donna has worked in multiple roles at CEF, most recently as Co-Director and Member Services Coordinator, providing leadership in the Durham office and community. Along with her leadership gifts, she brings the expertise of lived experience to her work. She knows CEF like the back of her hand and she lives our values every day. We are excited for our community to embrace her in this new role and we look forward to working with her!”
A Bit About Donna
Originally from West Virginia, Donna’s family moved to Durham when she was a child. She attended public schools in Durham and eventually enrolled at the University of North Carolina at Chapel Hill, where she studied Spanish Language & Literature with minors in English and Psychology. Donna joined CEF five years ago and has been leading our Durham team as Co-Director since September 2019. Donna currently resides in Chapel Hill with her partner and four children.
Read more about Donna’s life story, the gifts and talents she continues to bring to her work, and her dreams and visions for CEF’s future in the following interview. *Please note that the interview was conducted in January 2020, before the COVID-19 pandemic affected the United States.*
CEF’s 2016 Holiday Party in Durham
Q: How did you first get involved with CEF?
Donna: After graduating from UNC, I moved back to Durham, got married, and had my first three children. Then I ended up homeless in Durham for the first time. We were at the Durham Rescue Mission. The experience taught me a lot. I don’t think it ever occurred to me what could happen without skills, without knowledge.It was a shock to our system in a lot of ways.
I originally came to CEF as a Member. I was in HomeStart, which is a local family and women’s shelter in Chapel Hill. And CEF used to do the Opportunity Class on Sundays over there. I’d be apprehensive, but I would go, and when I would get there, I would be so happy because I was learning things that I didn’t have any idea how to do. I think it was just realizing that it could be better and could be different. And I just needed help to figure that out.
By the time that I took the Savings Specialist position at CEF, I had moved out of the shelter, I had gotten my own place, and had gone through a process of seeing how hard it was in Chapel Hill to find a place to live. That really taught me some lessons about my own resilience, and that I needed to be resilient for other people.
Q: Can you tell us about all the different roles you’ve had at CEF since you first got involved?
Donna: The Savings Specialist position was my first position at CEF. Next, I offered services as a Housing Specialist. Housing was one of those places where I knew that I had a story, and I knew I had some experiences that I could share with people, but I also understood how hard it is to navigate all these systems. I really loved doing the Housing Specialist position because it made me the front line of people feeling comfortable at CEF.
Donna speaks at the 2018 Mayor’s Landlords Roundtable in Durham
Q: In your most recent role as Member Service Coordinator, you’ve been providing service delivery to Members in CEF’s Durham office. This job entails ensuring Members are receiving the services and resources they seek while working with Advocates, assisting Members in reaching their goals, and identifying strategies for building Member-Advocate relationships. Can you tell us about the “why” behind your work in this role?
Donna: From being CEF’s Housing Specialist, I became the Member Services Coordinator in Durham. Before that, there wasn’t anyone with lived experience at the table and I knew that was important. That was probably the hardest position for me, because I think it was the first time that I realized how different it is to be at a table saying you’ve been a person of lived experience and how other people interact with you. Also, I think it was a place for me to say to other providers, ‘There needs to be more people like me and you need to invite them. And they need to feel like what they say and who they are is equally valuable as you are’. So that’s been sort of the role that I’ve been in for the last year. I’ve seen it come to its fruition.
Q: How did you begin your current role at CEF as Executive Director?
Donna: I always fully invested in every position I was in. CEF was doing work to make sure that we were being intentional about our values, which meant that we needed to diversify our staff. We really wanted to make sure that our leadership reflected our Member base, because it’s important for people to know that leadership looks just like that. I also wanted to be able to talk about my story, where a person who has struggled with mental illness, had children struggling with mental illness, has gone through a divorce, has gone through abuse, trauma, all of these different things—how that person is now at the level of where I am, at these tables, having these conversations, and to just have a different view that I can bring to these conversations that other providers can’t.
Q: So you’ve talked about the “what” and the “how” and the “who” regarding your time at CEF. Can you talk a little bit about the “why”?
Donna: My 16 year old daughter has always seen me fight for our family. She’s always seen me fight for other people. And I think that’s why I do it. I know if I can make one person feel like they’ve accomplished something, if I can be alongside one person to get housing or figure out how to do this one thing, I think that’s what I’ve been set here to do. I think the other “why” is, I want to be what didn’t happen for me, which was to have someone further along than I was on this path. I think if there had been that, maybe I wouldn’t have gone through some of the pitfalls that I went through, cause I would have seen, oh, there is a possibility.
CEF Spring Graduation 2017
Q: What do you see as being really special about CEF? What do you consider to be a part of the “special sauce”?
Donna: The way we do this work is because we want to know people, and we want to be with people, and we want to be on their journeys, and we want to learn, and we want other people to learn. And that has been the single place that I’m always solidly in value. That doesn’t mean that there aren’t times when things are hard or when we don’t have answers. And that’s usually the hardest time for me. I want to have an answer for somebody.
But to have a person own their own path is important to me. I’ve learned that I might have a plan and think that I might know something, and someone will show me something different. And that something different is usually so beautiful, and never a place that I would’ve gotten to. I really, really like it when people surprise me and do something different and really are part of their own process. I know that a lot of times, to have been in that battle with them or on that path with them is just as important. And I think that’s where that special sauce is. Like, at CEF, this person knows me. Even if I mess up something, they’re like, okay, let’s figure out how to do it, let’s figure out how to fix it.
Q: When you think about your work in this new role as ED of CEF, where do you find challenges and how do you seek to find the best ways forward?
Donna: I think the biggest challenge I’m seeing is having lots of conversations about what CEF is at our core, what we do, and how we do it. That’s where I see things going in the future: making those assessments in conversation, and really being solid about what our boundaries are and what we do. Why are we in this work? What makes us unique? I think what makes us unique is the fact that we want to make relationships with people and that we want to fight alongside people.
Donna, Janet, and Maggie attending a conference on behalf of CEF in 2017
Q: What do you see for CEF’s future? What things might remain the same? In what ways might we grow?
Donna: I love the model of engaging college students. I don’t think it should be the only way we get volunteers, but I think there’s something about having conversations with students who might be coming in without lived experience, and asking questions, and wanting to think more critically. I want them to work alongside other people in our community who have had different lived experiences.
I see CEF going more into advocacy and I think about what that will look like. That could be a place where our values can operate in a better way. Maybe we delve into advocacy more because that is a place where we can come as a collective with not only people from college institutions, but with people who have lived experience saying, ‘Hey, actually this matters to us.’
I want CEF to be a place where people stay for a long time. It’s important that we’re really thinking about what it means for us to do direct service that fulfills that relationship but also doesn’t put us in those places where we’re doing too much.
Q: Thank you, Donna! Is there anything else you want to add or share?
Donna: I always want to build a community where there’s people that I can be me with. And I’ve been very intentional about building a non-biological family, having my coworkers and people that I get to know being part of that family. I think that’s the way you have to operate in the world in order to get through things. You have to be able to love the people around you, to care about the people around you, to be a support to them, to get support from them.
I think a lot about having been at CEF for five years—that’s a long time. One of the things I always tell people is I tend to be a “lifer” at things. It just never occurs to me that I wouldn’t be here every day.
On top of stepping into this position and really growing into things, there’s also that sadness that I’m trying to wade through, of students and Staff leaving over the years. I’m being very, very intentional about moments, conversations, things like that, because that’s all I’ll have. They tell histories.
Prosperity Now’s new “Financial Coaching Program Design Guide: A Participant-Centered Approach” is hot off the press! It’s an incredible guide for organizations interested in creating or refining a financial coaching program and it features great work and wisdom from CEF and other partners across the US! We loved working with the Prosperity Now team to bounce thoughts about what makes a good person-centered financial coaching program, and we learned a ton from fellow advisors as well!
Check out some samples below from CEF’s featured work!
Started as an undergraduate organization at the University of North Carolina at Chapel Hill (UNC), CEF very quickly grew into an independent 501(c)(3) nonprofit to meet increased demands. [CEF has] built numerous community relationships, engaging in broad-based partnerships due to the cross-sectoral nature of the work. What makes CEF unique is their relationship-based support in delivering financial services that achieve equity.
In order to sustain transitions out of homelessness, CEF combines financial services and holistic, one-on-one coaching. Advocates at CEF do not just sit down and explain how to read a credit report. Instead, advocates and volunteers collaborate with the same people for years, working together to see the long-range progression from severe and acute instability to financial stability. The relationship-based nature of the work is evident in the community credibility CEF has built. “Almost 50% of our new members hear about CEF from word of mouth. The work we do is so intimate, it’s really helpful to have that immediate credibility.”
Note from the Hiring Committee: As we continue to work to refine CEF’s leadership structure, we have updated this position description to clarify roles and responsibilities, and to offer a more competitive range of compensation.
This position’s primary responsibilities are to steward CEF’s resource development and support the Chapel Hill team. The position is one of three Co-Directors who work both cooperatively and independently to steward the organization as a whole, and in the Chapel Hill and Durham offices. Each of the Co-Directors leads specific areas of work, and as a team are responsible for fundraising, financial management, organizational development, internal operations, and communications for the organization. Additionally, the Co-Directors serve as connectors with the broader community. Read more about our Co-Director leadership model and organizational structure here.
Guide annual budget development and support ongoing financial management needs of the organization.
Support program design to improve CEF’s outcomes, impact, and methodologies.
Support staff development and hiring processes.
Support the activities and ongoing development of the Board of Directors.
Position Qualifications
Previous experience in non-profit leadership, including demonstrated success in fundraising and managing budgets of a similar size
Demonstrated commitment to racial equity, social justice, and trauma-informed care
Experience with or commitment to a team-based organizational culture and shared leadership practices
Exceptional organizational abilities and attention to detail, with attentive follow-through on simultaneous projects
An ideal candidate will have:
A commitment to shared leadership, embodying CEF’s values and guiding principles.
Affirming, empowering, and listening-based leadership style, with a strong sense of self-direction and accountability to the community
Compelling, authentic, and clear verbal and written communication
Experience and comfort working with people across abilities and neurological differences, and from diverse racial, socioeconomic, educational, cultural, religious, gender, and ethnic backgrounds and identities
Facility with technology, including a willingness to learn new technologies
Salary and Benefits
Compensation is commensurate with experience and education, with a starting annual range of $40,000-$47,000, and an additional $3,330 annually as a health care stipend that allows staff to choose their own insurance plan. A detailed description of Employee Benefits can be viewed here.
To Apply
CEF is an equal opportunity employer, and strongly encourages applications from people of color, persons with disabilities, women, and LGBTQ applicants.
Please send a resume and cover letter to hiring@communityef.org to apply. Your cover letter should be 1-2 pages and speak to your interest in working with CEF, and your experience and skills in community-based leadership and fundraising. Applications will be reviewed on a rolling basis, and the position is open until filled. Please contact hiring@communityef.org with any questions.
CEF works with people experiencing homelessness or financial insecurity in Durham and Orange Counties to gain employment, secure housing, and build financial well-being. CEF trains volunteer “Advocates,” many of whom are undergraduate students, to work one-on-one with “Members” with a holistic approach that meets people where they are. We are passionate about sustaining transitions out of homelessness, and combine flexible relationship-based support with innovative matched savings accounts to help Members achieve long-term dreams. Since launching our savings program in 2010, Members have saved over $900,000 to secure stable housing, build emergency funds, purchase vehicles, and even buy their own homes. Our unique, evidence-based model has gained national attention.
CEF is committed to a team-based organizational structure, in which responsibilities and decision-making are shared among staff. We are a growing organization, with 13 staff, 244 volunteer Advocates, and over 1,000 Members. CEF’s FY2018 operating budget is approximately $500,000, with highly diversified financial resources, and a relationship-based fundraising model consistent with our organizational mission. Learn more atwww.communityef.org
These guiding principles were collectively discerned by a group of members, advocates, staff and board members in the Spring of 2015. They are a statement of our values as an organization and serve as a compass to guide us in our work.
CEF’S Guiding Principles
People-Centered Relationships: We appreciate and value our differences and are committed to working through relationships built on mutual respect and trust. In doing so, we foster a non-judgmental, welcoming and safe environment focused on relationships that empower individuals.
Active Reflection and Co-Learning: We cultivate an environment where advocates, members, and staff learn from each other. We create organizational space to critically reflect on our work.
Participatory Ownership: We — members, advocates, staff, and board — share ownership of CEF and achieve our organization’s goals through collaborative decision-making.
Financial Independence: We work together towards sustainable financial security for our community.
Community in Power: We contextualize our efforts within systems of power and through member and advocate experiences. We are committed to social justice and pursue local community-level change.
Welcoming Connectors: We are committed to cultivating an open network of people and organizations to holistically serve members’ goals.
Quality and Accountability: CEF strives to be an interconnected and transparent organization that gives and receives feedback for mutual accountability, to ensure quality in all that it does.
Yvette Mathews is the captain of the ship in our Chapel Hill office!Today, the Indy Week featured her amazing work in our office daily, as well as her leadership in organizing toaddress the growing affordable housing crisis in Orange County — including through song! We are so grateful for her phenomenal daily presence and the gifts that she brings to CEF.
The Community Empowerment Fund’s small basement office in Chapel Hill bustles with activity as Yvette Matthews scurries in and out, racing to pick up an incessantly ringing phone between guiding those looking for help and sharing a joke with students passing through. She deftly switches from task to task, directing the flow of people into and out of the office like an air traffic controller.
While it looks like she’s moving one hundred miles per hour, this is more or less a normal Thursday for Matthews.
“I’m a pretty good multitasking kind of chick,” says Matthews, a sixty-year-old office manager with short, slightly graying hair and a narrow face that usually frames a smile. “So I can hear you talking here, hear them talking there, and still do what I need to do.”
At a fundraiser for CEF last fall, Howser gave back to the organization in the form of a $500 dollar donation, the largest of the evening. He coordinated with several workers at CEF to print a big check to present to West as a surprise during the event to say thank you.
“All gifts to CEF matter, but gifts from members truly glow, they cause ripple effects throughout the organization, and seem to snowball and grow,” West said.
When Steven Howser first came to the Community Empowerment Fund (CEF) around four years ago, he was seeking work development assistance to help him qualify for a seven day bus pass at the shelter. After years of support and involvement with CEF, Howser has not only secured income and housing, but is also giving back.
“I wanted to give back to show people what a good organization they are, and the resources they have to help people in the community,” Howser said. “So the people in the community won’t be afraid to donate time and donations to them because they really help a lot of people.”
Congratulations to Donna Carrington, CEF’s Housing Stabilization Specialist for winning the Humanitarian Service Award from Duke Chapel!
“As a change agent and a dedicated champion, Donna has worked tirelessly with Members to navigate crises, access resources, budget, repair credit, save money and build stability. She brings her full self with authenticity and courage, often drawing from the depths of her own experiences to offer support to others as they walk their own paths!”
“I’m sorry, we don’t accept vouchers”—this is what CEF Members and Advocates often hear when they call landlords searching for an affordable place to live.
Over the past two years, in Durham’s rapidly-changing housing market, CEF has been working strategically to find ways to bring together the voices of voucher-holders and landlords to listen, understand, and work towards systemic change. In 2016, in partnership with Durham Mayor Bill Bell, we began organizing a series of Landlord Roundtables. This created the Unlocking Doors Initiative, a coordinated system of support for both landlords and tenants that includes crisis intervention, assistance with inspections, a dedicated phone line, as well as a risk mitigation fund.
We are proud to share just a few of the things that came out of the 2017 Mayor’s Landlord Roundtable, which was attended by over 165people (over 50 landlords and 90 community organizations):
Restored Access to New Vouchers:As a result of the event, Durham Housing Authority un-froze a referral pipeline prioritizing people who are ending their homelessness. We set a community goal of leasing up 30 households using Housing Choice Vouchers.
Public and Community Awareness: News coverage in Indy Week, WUNC, and The Durham Herald Sun has increased chatter and public understanding of housing vouchers and affordable housing issues. The video at the top of this page was produced by CEF and has been watched by over 1000 people!
Aligning the Durham Housing Authority with Community Needs:More than ever, the Durham Housing Authority has been engaged in community conversations, and landlords have been engaged in mission-driven affordable housing conversations.
Drawing Attention to a New Tenant Protection Initiative:The event was a platform for Legal Aid of NC to make a high-impact announcement of their new eviction diversion initiative.
Encouragement to Keep Going: The most resonant piece of feedback we heard from the 2017 Roundtable was the affirmation of continued open, honest conversation.
We are committed to continuing to bring a collaborative, relational approach to local advocacy conversations, that create real system changes to preserve and expand housing access for CEF Members.
“Since last year’s roundtable, landlords have given feedback on the issues they’ve had with the housing voucher program or reasons why they don’t participate. They said it took too long for tenants to move in after vouchers were accepted, that the waiting period for inspections was too long, and that communication was poor with the DHA.
In response, the DHA has reduced the time it takes to conduct an inspection of a Section 8 property to one week, down from three. Additionally, the Unlocking Doors Initiative has set up a phone line for questions about the program. The program is also starting a Risk Mitigation Fund to help landlords fix damage caused by tenants that will cover up to $2,000 in damage beyond a tenant’s security deposit.”
“So we had about 200-300 available vouchers we actually could lease out, and we had 6,500 people apply,” said Scott. The Durham waitlist for those 200-to-300 available vouchers was whittled down to 1,500 applicants. But landlords have to want to rent to low-income Section 8 tenants.”
“‘It’s heartbreaking when I take them place to place to find a home,’ said Tucker, a peer support specialist at Carolina Community Support Services Inc., which helps families struggling with mental health and other issues. ‘Working with them and seeing the hurt on their face.’ The challenges, she said, include finding a landlord who will accept the voucher. Some charge too much. Some fear their property will be torn up.” “The [Durham Housing] authority recently started holding quarterly landlord sessions, Scott said. Later this year, the Unlocking Doors Initiatives will launch a fund that will cover up to $2,000 in property damage beyond the security deposit. The Housing Authority also created new landlord orientation and materials, and the initiative is offering support for tenants before and after the get housing. “
Photos
Special thanks to:
Mayor Bill Bell
Anthony Scott and Denita Johnson (Durham Housing Authority)
Grace Mok (Community Empowerment Fund)
Terry Allebaugh (NC Coalition to End Homelessness)
Nigel Brown (Housing for New Hope)
Sally Wilson (Project Access of Durham County)
Steve Schewel (City Councilperson, Mayoral candidate)
Ryan Fehrman (Families Moving Forward)
Self-Help Credit Union and the Center for Responsible Lending
Valaria Brown (Alliance Behavioral Health Care)
CEF Volunteers
