Author Archive | Ari Rosenberg

2022-2025 Strategic Plan

CEF Strategic Framework. Big Orange Circle with the words Building Joyful Community underneath. Inside the circle is a yellow triangle with the words Strong & Adaptable Organization underneath and three intertwining circles - two are the same size and one, on top, is slightly larger. The two that are the same size are navy and teal. The navy circles has the words Growing Through Partnerships next to it and the teal circles has the words Impactful Organizing & Advocacy. The larger circle is bright blue and says Responsive Member Services inside.

In partnership with consultants Jaclyn Gilstrap and Hope Tyson from A Visual Approach, CEF’s strategic plan is presented using an adaptation of an “Objectives and Key Results (OKR) Framework.” 

At the highest level of the strategic plan, the Big Goal and Key Contribution articulates CEF’s vision of community and its mission. These components are the guiding light of the strategic plan and connect the various areas of CEF’s work to the organization’s mission and its greater purpose in the community. In addition to the Big Goal (CEF’s Vision Statement), the survey data showed that Staff, Members, Volunteers, Board, and Community Leaders across the board saw an essential part of CEF’s efforts to be centered around Building Joyful Community. It was mentioned so often that it has risen to the level of the Big Goal. It is a complement to and expansion of the Big Goal, a doubling down and a re-commitment to this essential component of the organization’s character and culture.

  • Big Goal: Ending the Racial Wealth Gap, Empowering Community
  • Key Contribution (CEF’s Mission): Cultivate opportunities, assets, and communities that support the alleviation of homelessness and poverty

In order to achieve the Key Contribution, CEF believes that it must work towards all of the Objectives outlined in the strategic plan. The Objectives are significant and concrete, and there is a word attached to each that explains not only what the goal is but how it should be achieved (responsive, strong, adaptable, impactful, growth). As a whole, the Objectives make up the key areas of CEF’s work. The relationship between them is illustrated by the visual framework (FIG 1).

As we move forward in the direction of 2025, our organization is sure to experience many shifts and changes. This document is meant to help us navigate those changes, assisting us during times when decision-making feels hard and priorities are overwhelming. We thank each and every voice that contributed to this collective vision for CEF.

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2021 Annual Report: Hope Abounds

Hope Abounds: CEF Annual Report 2021

2021 was another difficult year. With the ups and downs of feeling like life was getting closer to pre-pandemic times and then going back into lockdowns and separation, CEF offered stability and companionship to Members. We stayed committed to remaining open, enforcing a vaccination or testing mandate for all staff and volunteers and continuing with COVID safety protocols to ensure that Members, staff, and Advocates could continue to meet safely. 

In this report you will learn more about CEF’s activities throughout 2021 — including information about our support of the Emergency Rental Assistance Program, the creation of the House Us Now coalition, and the joy experienced through the Share the Love: Art Show. In addition, you will hear stories from Members and Advocates–uplifting the hope they experienced as they worked alongside CEF to ensure that everyone in our community has access to safe, affordable housing and the opportunity for financial freedom.

As you read through this report I hope you will feel that hope too, that you can see the potential hiding just below the surface. Thank you for being a part of this incredible community and for continuing to offer support as we learn to adapt to a new reality. We are so grateful for each and every contribution. Thank you for supporting this work!

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CEF Staff Highlight: Joe

CEF would like to formally introduce Joe Katusich, CEF’s new Member Services and Programs Manager!

Joe comes to CEF with a deep background in program management and experience in the nonprofit sector. We are very excited to have Joe on the team and excited for you to get to know him a bit better.

Read the interview below to learn more about Joe’s role and philosophy.

Joe Katusich, Member Services and Programs Manger

Describe the work you hope to accomplish in your role at CEF.

As the Member Services and Programs Manager, I hope to help foster a work environment that promotes our guiding principles and that reaches above and beyond in an effort to elevate the impact of the services the incredible CEF team provides for its members. I hope to contribute to maintaining trauma-informed, healing-centered, relationship-based, and racially equitable practices in all of CEF’s programs, and I hope to facilitate the growth of our reach to Members and Advocates in the Durham and Chapel Hill communities. I will aim to accomplish all of these things with a strong sense of purpose and pride as we usher in the next chapter for CEF.

What experiences, strengths, and skills do you bring to this work at CEF?

I have a deep-rooted passion for serving my community. It all started when I joined the Key Club in high school where we raised money to put together events designed to support families and individuals within our community that were experiencing homelessness, financial insecurity, food insecurity, etc. I have held jobs in just about every industry you can imagine: education, sales, software development, customer service, and the food industry. After graduating from the University of Massachusetts with a degree in Psychology, I served 2 years in AmeriCorps as a Tutor, Mentor, and Role Model in Boston Public Schools with City Year Boston. That experience solidified my passion for social justice and civic engagement work, carrying me to a career working with nonprofits. In Boston, I spent time developing programming and building a volunteer network for the Martin Richard Foundation and continued my work in education as a Program Manager with Playworks New England. My life experiences have lent themselves to a successful and fulfilling career thus far, and I’m just getting started.

What led you to work with CEF generally, and also to this particular role?

I have found great purpose and pride in the contributions I’ve been a part of during my nonprofit career. When I lost my jobs in Boston due to COVID, I felt a little lost and decided to pack up my car and find a new community to serve that I had never been to before. After driving around the country for the better part of a year, I landed in Durham with the intention to find a way to continue working within my passion of building beloved communities where all can prosper. The Member Services and Programs Manager role felt like a perfect fit where I would be able to apply my talents for project management and relationship building to an opportunity where my knowledge for community assistance programs can grow and thrive.

Where do you find energy and renewal?

I have always found that as long as I am passionate about the work I am doing and can continue to find purpose while doing it, my energy to continue the work is endless. I am and will remain passionate about contributing to real, positive change in my community, and that will allow me to find energy in this role. Outside of my work, spending time exploring the great outdoors or with good people and good food always grounds me and renews my energy.

What challenges do you anticipate in your role at CEF and how will you seek your best path forward to overcome those challenges?

I anticipate there will be many challenges that I have not faced thus far in my career. However, I will attend to them as I have attended to all other challenges I’ve had to navigate. I will approach each challenge with an open heart and an open mind. I will meet others where they are at and seek to understand to the best of my ability. I will make intentional, informed decisions, and consistently seek opportunities to grow both professionally and with my level of content knowledge. I will trust the members of my team and ask for help when appropriate, and do everything in my power to find the best possible solution.

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House Us Now!

House Us Now! March for Affordable Housing at or below 30% AMI Rally in Chapel Hill Saturday, August 28 from 1pm to 5pm Meet at Peace & Justice Plaza, 179 E Franklin St. March to the Jackson Center, 512 W Rosemary St. For transportation info call CEF at 919-200-0233

Join us Saturday, August 28, to march for affordable housing for our community members who are at or below 30% AMI. There will be opportunities for folks with lived experience to speak out at the Peace & Justice Plaza. LOVE Chapel Hill will be providing transportation to the rally. Call the CEF Chapel Hill office at 919-200-0233 for more info on transportation. Live music at the Jackson Center will be provided by Chapel Hill’s Finest as well as food from Gametime Hot Dogs!

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2020 Annual Report: We are a Resilient Community

CEF Annual Report We are a resilient community 2020

As CEF has grown and blossomed over the years, we have been reminded, time and again, of the importance of being nimble and adaptive as we grow. As you will see in this report, 2020 was no different. In the enclosed stories you will learn how CEF responded to COVID-19 through articles and reflections from CEF’s staff. The report also shares more information about our quantitative impact and our year-end financials. This report is dedicated to the CEF Members who moved on in 2020, we hope you will hold them in your hearts and minds as you read.

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October Newsletter: Celebrate CEF at the Piggy Bank Bash

https://youtu.be/DrgVZClOiXU

Join us for CEF’s annual Piggy Bank Bash on Monday, November 16 from 6:00-7:00 pm EST!

There are many reasons to attend the Piggy Bank Bash this year. Watch the video above to hear why Jessie Maxwell, CEF Board Member and Treasurer, is excited to join you as an MC at the Bash this year. In case Jessie isn’t compelling enough, here are an additional five reasons we hope you’ll join us:

  1. Celebrate CEF’s new leadership and focus on centering voices of people with lived experience with homelessness and poverty.
  2. Learn more about CEF’s innovative work in housing and economic justice.
  3. Listen to songs by the CEF Advocacy Choir.
  4. Hear from Members and Advocates about the importance of CEF in their lives.
  5. Hang out with the CEF Community, near and far (a virtual bash means friends from all over the country, and world, can attend)

During a year that has been defined by social separation, CEF is excited to host a night where our community can come together to reconnect and celebrate together. It is time for joy!

This year, CEF redistributed almost $35,000 to Members through the Safe Savings Campaign, trained and worked with over 200 Advocates, and continued to safely meet and work with over 1,000 Members. The Bash is an opportunity to honor these, and other accomplishments made possible by the CEF community.

The Piggy Bank Bash is also an important fundraising occasion for CEF. The donations and sponsorships received from this event allow CEF to continue working with Members in Durham and Orange Counties to achieve financial stability, become securely housed, and find steady income.

You can reserve tickets for the Bash here.

While tickets for the event are free, all donations are warmly accepted as this is CEF’s annual fundraiser.

Staff Highlight: Tawana Brown and Debbie Long

Meet some of CEF’s new staff members:

Tawana Brown is the Growing Household Income Fellow in CEF’s Chapel Hill office. Her role focuses on strengthening CEF’s workforce development services, integrating CEF’s financial services into countywide initiatives, and directly supporting Members.

Debbie Long is the Member Services Coordinator in Durham. Debbie plays an important role in many of CEF’s partnership-building efforts, ensures equitable program implementation for Members, and provides supervisory support for Member-led advocacy initiatives.

To learn more about them and their work, check out this Staff Highlight blog post!

Resource Request!

Support Members by donating single-use laundry pods!

The Chapel Hill office is asking the CEF community to donate single-use laundry pods, e.g. Tide Pods, to distribute to Members. Your donations will help stretch funding to support Members’ laundry needs. For more information about what is needed or how to drop off donations, email Chapel Hill’s Member Services Coordinator Diiv Sternman at diivs@communityef.org.

Thank you for your contributions!

November Office Hours

Chapel Hill (Nov 2-13): 10:00 am – 3:00 pm Monday – Thursday

Durham (Nov 2-13): 10:00 am -12:00 pm & 1:00 pm – 3:00 pm Monday – Thursday; 5:00 pm – 7:00 pm Thursday

From November 16-20, hours will be based on Advocate availability–please call the office to make an appointment. Both offices will be closed November 23-27 and will reopen on November 30.

Members must schedule appointments in advance–meetings can take place in-person, over the phone, or using a video software (such as Zoom, Skype, or Google Meet). Please specify your preference when you call to make your appointment.

Debbie and Diiv’s Resources of the Month

Durham County Resource of the Month:

This month, Debbie is highlighting Durham Drives’ Free Ride to the Polls. This organization is offering free rides to voting locations for all Durham residents. To schedule a ride, visit durhamdrives.org or call (919) 809-9242. If you would like to volunteer with Durham Drives, sign up on their website!

Orange County Resource of the Month:

This month, Diiv is highlighting Orange County Partnership to End Homelessness’ new Street Outreach, Harm Reduction, and Deflection Program. The program, which began operations on October 19, will focus on working with unhoused people to connect them with resources like medical care, housing programs, and therapeutic services, and liaison with entities within the criminal justice system to ensure that harm reduction deflection is being applied equitably and with trauma-informed, evidence-based best practices. Program staff will be actively going into the Orange County community to connect with and support people experiencing homelessness. This new program is a great resource for local unhoused folks.

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CEF Staff Highlight: Debbie and Tawana

CEF would like to formally introduce Debbie Long and Tawana Brown, both have come on board over the last few months. Debbie is the Member Services Coordinator for the Durham office and Tawana is the Growing Household Income Fellow in Chapel Hill. Read the interviews below to get to know them better!
Debbie Long, Durham’s Member Services Coordinator
Tawana Brown, Growing Household Income Fellow
 What has your work looked like during the time you’ve been at CEF?

A process of discovery I would say. I started during a pandemic. Folks need unprecedented support during this challenging time.  I’m seeing members getting hit at multiple intersections of hardship just trying to meet their basic needs. Right now, folks want and need secure housing that’s truly affordable and does not exceed the threshold of their budgets. They need jobs that provide living wages and healthcare, and aside from that, folks need general support navigating the gamut of issues that arise in a pandemic. The bulk of my work with CEF has been exploring the world of possibilities with a team of folks who are committed to the well-being of its members. I’ve also thoroughly enjoyed working alongside members to meet their personal goals around housing, education, and food security. The current landscape has called for strong collective efforts in finding robust and innovative approaches to serving our members.

While at CEF, I have had the pleasure of assisting members with emergency assistance applications to Orange County, which includes follow-ups, document submissions, and advocating for Members. I also assist with governing CEF’s Workforce Income Taskforce. The Taskforce works closely with Members interested in learning more about fair chance hiring, living wages, job search skills, interview skills, and interview preparation.

What experiences, strengths and skills do you bring to this work at CEF?

Always keeping in mind that the personal is political,  I come to CEF as a Black queer feminist who works to create a revolutionary society where the people who have been impacted by intersecting systems of oppression can really thrive. I have a deep history of cultural organizing. Linking people to resources is what I do. I don’t ever think it’s enough to say, you know, “I want to help people.” To me, that’s the baseline. You gotta actually engage the people and communities you seek to support. Nothing beats showing up for folks and showing up for ourselves. I know how to show up. My offerings of support at this time come in the form of harm reduction, trauma-informed care-giving, and a transformative-justice oriented posture. Additionally, I’m an artist and abolitionist. I’m always seeking creative ways to dismantle systems and policies that disproportionately impact our people.

I have two master’s degrees, one in Nonprofit Management and one in Leadership and Human Services; a graduate certificate in Conflict Management and Negotiation; and a bachelor’s degree in Business Administration. I have five-years’ experience working in nonprofits–holding positions in intake, case management, accounting, consumer coordination, executive assistantships, and fundraising and development. I also bring general business knowledge from my Business Administration degree.

What led you to work with CEF generally, and also to this particular role?

I was led to apply for the position because there was a need and I felt like the best person to honor that need. I arrived at CEF with a vision: To prioritize how members have been impacted by the COVID-19 pandemic and attempt to understand what that means for their economic recovery.  My vision is informed by my lived experience of having witnessed firsthand the stigmatization and criminalization that impoverished communities endure. The Member Service Coordinator plays a vital role in stewarding CEF’s Member Services. As a people person,  I love working with and for the people. More than anything, I want to support people on their journey for a better quality of life.  I know what it is like to be housing and financially insecure and from this vantage point, I find myself in a unique position to support the overarching goals of the organization and in my current role. 

CEF’s mission and vision to assist and cultivate opportunities, assets, and communities that sustain transitions out of homelessness and poverty was key to my working with the organization. They care about CEF Members and offer many resources to assist each Member in reaching self-sufficiency goals. As a Growing Household Income Fellow, my job is to build CEF’s capacity to support low-income community members in increasing financial stability, engaging in community life, and supporting the economy.

How do you find energy and renewal?

For energy, quite literally, I like to eat healthy fruits and vegetables, and I limit my sugar intake. Introspection helps a lot too. Like the saying goes, “You gotta know when to hold and when to fold.” I do my best to pay attention to when I have limited capacity so as not to exhaust my energy reserve. And I am an artist and musician. Playing music and getting creative fills my cup! To renew my body, I detox and try to tap into what my body wants and needs–whether that’s a nap, a long walk, or a glass of water. Listening to my body plays a large part in how I find the tenacity to endeavor forward.

I find energy in knowing that each day a new scenario will come making the job new to me. I get energy knowing that I am going to do good for a Member and in negotiating services for the Member. I find renewal in knowing that a resolution can be found and Member needs can be met through networks.

When you think about your work in this role at CEF, where do you find challenges and how do you seek to find the best way forward?

The reality is that I don’t have all the answers. I don’t even have most of the answers. But I do have some of them, and I do know how to locate and connect with someone who might have the answers I seek. I also realize not every question has a precise, clearly defined response to it.  I am not a native of Durham. Understanding the housing situation in Durham has been a real process that I have to work at daily. My best way forward is to think outside of the box, to use my creativity to fuel my motivation, to listen to my gut and trust my instincts, and ultimately, to practice the art of living free from fear.

I find challenges in not being able to find shelter for all Members who are homeless. I would like to see Members in stable shelter situations, where they have a roof over their head, food, heating in the winter, cooling in the summer, and nice hot showers daily–to name just a few basic rights Members deserve access to. I seek to find the best way to move forward by collaborating with other organizations and working with them in coordinating plans.

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September Newsletter: Supporting and Engaging with CEF!

Fun Ways to Support CEF!

CEF is partnering with two local businesses to uplift our work, and potentially fund our services. To make the most of these partnerships, CEF needs your support!

Vote for CEF in the Campaign for Local: Community Nonprofit Advertising Fund!

This competition will decide which local organization will receive free advertising on 97.9 The Hill and Chapelboro.com. If chosen as the winner, CEF will use these funds to publicize our services, attract attention to the upcoming Piggy Bank Bash, and grow the CEF community. Please vote for CEF here. You can vote multiple times a day between now and September 25. We can’t win without your help.

LocoPops is hosting a Give Back Day to benefit CEF !

On Monday, September 28, LocoPops will donate 10% of pre-tax revenue from online sales to CEF! This Give Back Day is the perfect opportunity to enjoy delicious pops and ice cream, support a local business, and benefit CEF. Place your order on September 28 for pickup or delivery on Tuesday, September 29. Order online here!

https://youtu.be/stGzgpEH6aw

CEF Board Co-Chair Brian Smith Invites You to the 2020 Piggy Bank Bash!

CEF ‘s annual Piggy Bank Bash will be held on Monday, November 16 from 6:00-7:00 pm EST!

The Piggy Bank Bash is an opportunity for people new to CEF to learn more about our work, our values, and the communities we work with, and for CEF’s growing community of Advocates, Members, donors, and staff to come together and build deeper relationships. This year’s event will be held virtually, and CEF is excited that community members from all over the country and world will be able to participate. As in past years, the Bash will include songs by the CEF Advocacy Choir, door prizes, and opportunities to hear directly from Members, Advocates, and staff.

While tickets for the event are free, all donations are greatly appreciated as this is CEF’s annual fundraiser. You can register for the Bash here. To make a donation, click here or text the code ‘PIGGY’ to 44-321.

Learning About the Racial Wealth Gap

A 2016 survey of the U.S. showed that the median wealth of white families was 10 times greater than that of households of color. Check out CEF’s newest blog post about what the racial wealth gap is, how it came to be, and how it can be addressed, there is even a game to demonstrate how individual choices can perpetuate the racial wealth gap.

October Office Hours

CEF Chapel Hill’s October Office Hours: 10:00 am – 3:00 pm Monday – Thursday

CEF Durham’s October Office Hours: 10:00 am -12:00 pm & 1:00 pm – 3:00 pm Monday – Thursday; 5:00 pm – 7:00 pm Thursday

CEF Members with the capacity to meet through online video chat software (like Zoom, Skype, or Google Meet) or over the phone are encouraged to continue with this option. You can specify this option when you call the office to make an appointment.

For consistent updates about CEF’s office hours, check out this document.

We’re Hiring!

CEF is looking for an Office and Community Organizer for the Durham Office.

Applications are due by October 5, 2020.

This position is responsible for bottom-lining office operations in the Durham office and connecting CEF Members to community organizing opportunities. The Office and Community Organizer creates a welcoming, healing centered office environment that emphasizes each person as creative, resourceful, and whole.

For more information and application instructions please visit www.communityef.org/hiring

Debbie and Diiv’s Resource of the Month

This month, CEF’s Member Services Coordinators Debbie and Diiv each choose a resource to highlight in the geography they work in.

For Durham County, Debbie is highlighting the Fed Up Food Distribution program and political organizing effort coordinated by NC Poor People’s Campaign, Carolina Jews for Justice, and Raise Up NC. If you are interested in receiving grocery delivery to your home every two weeks or want to volunteer, call 919-797-9233.

For Orange County, Diiv is highlighting a free COVID-19 testing opportunity. You can go and get tested for free every Wednesday from 10 am – 2 pm at 725 M.L.K. Jr. Boulevard, Chapel Hill, NC 27516. There is no need to pre-register for a test. The results of the test are usually available in 3 days and will be communicated via text.

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The Racial Wealth Gap

What is the racial wealth gap and how has it continued?

In 2015, a study found that white households in Boston had a median net worth of $247,500 while Black households had a median net worth of $8. Yes, you read that correctly, $8 (Adams & Brancaccio, 2020). This gap in wealth is not just in Boston. A survey of the U.S. found that white* households’ median net worth was 10 times greater than that of Black households (Cilluffo & Kochhar, 2017). Without action, the worth of Black households is expected to fall to zero by 2053 (Rhinehart, 2019). This vast difference in wealth along racial lines is the racial wealth gap.

Racist laws and discrimination have created the racial wealth gap. Housing, employment, and educational policies have disadvantaged Black people. Black people inherit less wealth and have lower incomes, lower levels of homeownership, and lower rates of health insurance than white people (Gold, 2020; “Reducing the racial homeownership gap”, n.d.). These factors have made it harder to build wealth and left Black people more vulnerable to financial struggles (Jan, 2018). This all leads to the big gap between white and Black wealth.

Wealthy, white households also add to this problem. Upper-middle-class and wealthy families stay wealthy by passing down their wealth from generation to generation, they also use their privilege and connections to help their kids personally and professionally. These families often fight against policies that lead to greater societal equity (Reeves, 2017). In families that have the top 20% of wealth in the U.S., 57% of kids remain in that range for the rest of their lives. Rich kids tend to become rich adults. On the other hand, fewer than 15% of people born into the bottom 20% of families with wealth ever make it to the top 40% (Pfeffer, 2015). 72% of households in the top 20% are white. Combined, Black and Latino households make up only 16% of this top bracket of wealth (Joo & Reeves, 2017). Therefore, more white families have the resources to ensure their kids are wealthy too. (Check out this game to see how wealthy families stay wealthy.)

What can be done?

Addressing this issue requires changes in state and national policies on a range of topics. Some examples are changing current laws, such as strengthening and enforcing the Fair Housing Act of 1968, expanding health care coverage, and implementing a corporate financial transaction tax to fund a risk insurance program to protect against housing market crashes which deeply affect Black communities. New policies like student loan forgiveness or creating a Minority Business Advocacy office could encourage financial equality (“Policy agenda to close the racial wealth gap”, 2016). Reparations are also a crucial step toward reducing the racial wealth gap. Black and Indigenous people have been prevented from building wealth for hundreds of years while white families were able to attain and grow their assets. To bridge this head start in white wealth, reparations are necessary. These are just a few of the policies that could ease the racial wealth gap. Check out this article for a review of solutions on this issue.

While these suggestions are big changes, there are smaller actions that can be taken to diminish the gap. If you are someone with inherited wealth, you can redistribute it to people in your community that do not have access to inheritance or give it to an organization that can do that for you. Supporting politicians and policies that address the systemic nature of the racial wealth gap is another great choice. Investing in Black-owned businesses, cooperatives, and organizations working towards financial equity is another option. These steps are important in order to address how the racial wealth gap shows up in your community and are needed alongside wide-sweeping policies aimed to reduce the gap on a national level.

What is CEF doing about the racial wealth gap?

CEF works to address the racial wealth gap in three specific ways:

  1. Offering non-predatory financial services and products. This includes 65 financial coaching modules that Members can access to support financial goals from budgeting to purchasing a home and CEF’s Safe Savings Accounts which are aimed to make banking more accessible and rewarding. Members receive a match of 15% when they meet their savings goal and are never charged a fee for participating, saving Members $40,000 over their lifetime (Fellowes & Mabanta, 2008). 
  2. CEF actively works to ensure Members are safely housed. The Housing First model is guided by the belief that basic needs, like food and a place to live, need to be met before someone can successfully address less critical needs, such as employment, budgeting, or addressing substance abuse. Due to COVID-19 and increased financial instability, CEF started a Housing Assistance Fund for Durham-based Members. This fund supports Members who were unable to access assistance through other avenues, to ensure that they can be stably housed. Funding was provided by community members who choose to redirect stimulus checks to ensure that people in financial need had access to that support. Providing an avenue for people who benefit from the racial wealth gap to directly support people who are negatively impacted by the racial wealth gap is an essential part of CEF’s work. 
  3. CEF Members are actively engaged in advocacy work. Community and Office Organizers Rosa Green and Yvette Matthews guide this work, creating spaces for Members to talk about and to advocate on behalf of their own interests. Having platforms for community members to share their voices and offer solutions is essential if we are going to create systems that are truly equitable.

*In general, CEF uses APA grammar rules in our writing. The APA says that the names of race and ethnic identities should be capitalized, as they are proper nouns. CEF is intentionally leaving “white” (when referring to a racial identity) lower-cased. We recognize that by capitalizing words we are giving them power and we do not want to encourage white power in any way. Unlike the AP’s explanation for why they are choosing to lower-case “white” we want to be clear that we believe white people do have a shared experience–that is one of privilege. We also believe that undoing racism is the responsibility of white people and worry that implying that white people do not have a shared experience (as the AP does) is a dangerous tactic that is aimed at discounting the responsibility that white people have in undoing racism and white supremacist culture. Ultimately, we know that race is a construct but that racial differences are not. They are real and need to be addressed directly. For any questions or clarifications around CEF’s choice of words please contact ari rosenberg (arir[at]communityef.org).

Adams, K., & Brancaccio, D. (2020 August 7). The economy reimagined, Part 1: Dealing with inequality. Marketplace. https://www.marketplace.org/2020/08/07/the-economy-reimagined-part-1-dealing-with-inequality/

Cilluffo, A., & Kochhar, R. (2017, November 1). How wealth inequality has changed in the U.S. since the Great Recession, by race, ethnicity and income. Pew Research Center. https://www.pewresearch.org/fact-tank/2017/11/01/how-wealth-inequality-has-changed-in-the-u-s-since-the-great-recession-by-race-ethnicity-and-income/ 

Fellowes, M. & Mabanta, M. (2008, January 22). Banking on Wealth: America’s New Retail Banking Infrastructure and Its Wealth-Building Potential. Brookings. https://www.brookings.edu/research/banking-on-wealth-americas-new-retail-banking-infrastructure-and-its-wealth-building-potential/

Gold, H. (2020, July 15). Opinion: The racial wealth gap is at the heart of America’s inequality. MarketWatch. https://www.marketwatch.com/story/the-racial-wealth-gap-is-at-the-heart-of-americas-inequality-2020-07-15 

Jan, T. (2018, March 28). Redlining was banned 50 years ago. It’s still hurting minorities today. Washington Post. https://www.washingtonpost.com/news/wonk/wp/2018/03/28/redlining-was-banned-50-years-ago-its-still-hurting-minorities-today/

Joo, N. & Reeves, R. (2017, October 4). White, still: The American upper middle class. Brookings. https://www.brookings.edu/blog/social-mobility-memos/2017/10/04/white-still-the-american-upper-middle-class/

Pfeffer, F. (2015). Rising wealth inequality: Causes, consequences, and potential responses. University of Michigan. https://poverty.umich.edu/research-projects/policy-briefs/rising-wealth-inequality-causes-consequences-and-potential-responses/ 

Policy agenda to close the racial wealth gap. (2016, September). Center for Global Policy Solutions. http://globalpolicysolutions.org/report/policy-agenda-close-racial-wealth-gap/

Reducing the racial homeownership gap. (n.d.). Urban Institute. https://www.urban.org/policy-centers/housing-finance-policy-center/projects/reducing-racial-homeownership-gap

Reeves, R. (2017, June 13). Dream hoarders: How the American upper middle class is leaving everyone else in the dust, why that is a problem, and what to do about it. Brookings Institution Press. https://www.brookings.edu/book/dream-hoarders/ 

Rhinehart, C. (2019, July 12). African American wealth may fall to zero by 2053. Black Enterprise. https://www.blackenterprise.com/african-american-wealth-zero-2053/ Sivy, M. (2012, November 20). Why so many Americans don’t have bank accounts. Time. https://business.time.com/2012/11/20/why-so-many-americans-dont-have-bank-accounts/

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Time + Talents Podcast: All Things Housing

CEF Presents Time + Talents Podcast

CEF is excited to share the first episode of the Time + Talents podcast. In this episode, CEF Advocates Lily Levin and Lizzy Kramer interview a number of people involved in housing in Durham County to help listeners learn more about how the COVID-19 pandemic is affecting people’s housing situations and what services are available for people who may need support.

This podcast was arranged by Durham Office & Community Organizer Rosa Green.

We hope you enjoy the podcast. Please share with your networks.

Time + Talents is CEF’s member-driven advocacy platform in Durham. Members chose the theme of this podcast and will continue to be involved in choosing future themes to ensure that the podcast is relevant to their needs and interests.

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CEF: Community Empowerment Fund

Chapel Hill: 919-200-0233 Durham: 919-797-9233

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